9 River Court, Chapmore End, Ware, SG12 0QY

UPRN:10033095299Mid Terrace House2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band DEPC: D (61)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

9 River Court, Chapmore End, Ware, SG12 0QY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£377,000

£358k - £396kHigh

Estimate

£377k

Range

£358k – £396k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

5.32%

Verdict

Derived from HomePortfolio scores

9 River Court earns an INVESTIGATE rating with HP Score 61/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (8/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

8/ 100

Low

Transit & Bike

Transit 37Bike 22

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -4.8% (HIGH), sold-comps -1.0%, £/sqft -1.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10033095299· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.9%· as of 22 Oct 2026
Rental economics2.3/40
gross yield 5.3%; range width penalty ×0.91
- valuation_snapshotsrent estimate 1750/mo (range 1650-1900)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -510/mo, -29% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
336 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£296,000£454,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: -£122/mo
Cash on cash: -1.1%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10033095299Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.9%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 1750/mo (range 1650-1900)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1750/mo (range 1650-1900)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£377,000

Rent Estimate (pcm)£1,750

Gross Yield5.32%

1y Growth+6.1%

3y Growth+2.4%

5y Growth+1.8%

10y Growth+3.0%

Last Sold Price£360,000 (2021-12-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1SG12 0QY

Approval Rate

-12mo

Development

low

3/26/0132/FUL
Change of use from 1 bungalow to 2 bungalows, fenestration alterations, erection of boundary fence
Conditions
3/25/2026/FUL
Erection of two enclosed padel courts over partial golf course, including installation of glass and wire mesh enclosures, associated hardsurfacing, eight low-level LED floodlights and compensatory grassland
Rejected
3/25/1571/HH
Replacement of pitched roof over ground floor extension with new lead flat roof, raising of brickwork and alterations to fenestration. Enlargement of existing rear dormer
Conditions

View Planning Timeline