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The Little Cottage, 40 Swanfield Road, Whitstable, CT5 4HN

UPRN:10033168833Detached House2 bedsBuilt 1900-1929
FreeholdCouncil Tax: Band BEPC: G (10)
Data freshness:Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:34:54.672507+00:00)Ownership· freshOwnership: fresh, refreshed 3d ago (2026-11-10T17:21:14.477512+00:00)EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)Crime· freshCrime: fresh, refreshed 2d ago (2026-11-11T13:01:03.839912+00:00)Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
The Little Cottage, 40 Swanfield Road, Whitstable, CT5 4HN

HP Score

Strong
Verdict
yesterday
  • Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.

    Strong fundamentals; flood risk not assessed

Evidence
18 of 21 sources
Sale Estimate
£354,000
£336k - £371kHigh
Estimate
£354k
Range
£336k – £371k
Rent Estimate (pcm)
£1,100
£1k - £1k
Monthly
£1,100
Yield
3.73%

Verdict

Derived from HomePortfolio scores

The Little Cottage earns an INVESTIGATE rating with HP Score 82/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS
HP Score
82/ 100
Strong
Investment Score
59/ 100
Moderate
Crime Score
7/ 100
Low
Walkability
85/ 100
Excellent
Transit & Bike
Transit 19Bike 72
Walk Score, out of 100

Valuation & Market

Sale Estimate£354,000
Rent Estimate (pcm)£1,100
Gross Yield3.73%
1y Growth-
3y Growth+0.4%
5y Growth+1.0%
10y Growth+2.9%
Last Sold Price£335,000 (2020-12-04)

Risk Overview

  • Flood RiskUnknown
  • SubsidenceSignificant
  • RadonLow
  • MiningUnknown
  • LandslideLow
  • Air QualityLow
  • NoiseHigh

Planning Activity

Recent Apps
0CT5 4HN
Approval Rate
-12mo
Development
low
  • CA/26/01859
    T2 & T3-Eucalyptus trees, fell trees to ground level located on rear side boundary.
    Pending
  • CA/26/01842
    Single-storey rear extension.
    Pending
  • CA/26/01833
    T1) - Robina Tree, cutting back by about 20% and stopping the overhang into next doors garden/reducing the height.
    Pending

Ownership

  • Corporate Ownership70.5%
  • Overseas OwnershipNo
  • Lease Term Remaining-
  • CovenantsRestrictive
  • Lease TypeFreehold
  • Last Ownership Change2020-12-04
  • SourceLand Registry

Connectivity

Broadband (Standard)
8 Mbps
Mobile 4G/5G Coverage
EEThreeO2Vodafone
EV Charger
-
PTAL Rating
-

Area Profile

Median EarningsLocal authority£30,188
Population Density5,283 /km²
Owner Occupied74%
Age Distribution
0-15 17%16-64 60%65+ 23%

Schools Nearby

  • Whitstable Junior School
    0.1 mi
    -
  • St Alphege Church of England Infant School
    0.2 mi
    GoodImproving
  • Whitstable and Seasalter Endowed Church of England Junior School
    0.3 mi
    Outstanding
  • ISP School Whitstable
    0.4 mi
    Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

Comparables

View All
  • 26A Swanfield Road
    -
    £370k
    -
  • 39 Swanfield Road
    -
    £350k
    -
  • Penny Farthing Cottage, 40 Swanfield Road
    -
    £335k
    -
  • 26A Swanfield Road
    -
    £380k
    -