Cades Cottage, High Street, Upper Dean, Huntingdon, PE28 0LY

UPRN:10033178066Semi-Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (59)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 2mo ago

Cades Cottage, High Street, Upper Dean, Huntingdon, PE28 0LY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£545,000

£518k - £573kHigh

Estimate

£545k

Range

£518k – £573k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

5.35%

Verdict

Derived from HomePortfolio scores

Cades Cottage earns an INVESTIGATE rating with HP Score 61/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 9Bike 27

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£160/mo
Cash on cash: -1.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£545,000

Rent Estimate (pcm)£2,450

Gross Yield5.35%

1y Growth-

3y Growth-2.8%

5y Growth-0.9%

10y Growth+2.6%

Last Sold Price£384,950 (2013-08-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0PE28 0LY

Approval Rate

-12mo

Development

low

26/01532/TCA
T1 - Turkey Oak - Crown reduction of 2.5 - 3.0 metres, pruning back to suitable secondary growth points and maintaining the tree's natural shape and form of the crown. Removal of deadwood.
Approved
25/01488/FUL
Conversion and change of use of existing barns to a detached dwelling and an annexe including a new glazed wall and other minor external alterations including the erection of a cycle/bin store
Pending
25/01489/LBC
Conversion and change of use of existing barns to a detached dwelling and an annexe including a new glazed wall and other minor external alterations including the erection of a cycle/bin store.
Pending

View Planning Timeline

Ownership

Corporate Ownership82.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-08-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,987

Population Density-

Owner Occupied83%

Age Distribution

0-15 14%16-64 58%65+ 28%

View Area Profile

Schools Nearby

Eileen Wade Primary School
0.1 mi
Report card2025
Ofsted no longer awards a single overall grade.
Riseley CofE Primary School
2.8 mi
GoodConcerns
Kimbolton School
3.3 mi
Inspected by ISI
Kimbolton Primary Academy
3.3 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Park View High Street
-
£372k
-
3 Bryants Close
-
£210k
-
The Bakery High Street
-
£740k
-
The Levy High Street
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN