1 Spring Holme, Riseley, Bedford, MK44 1BF

UPRN:10033190807Detached House5 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band GEPC: B (86)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Spring Holme, Riseley, Bedford, MK44 1BF

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£796,000

£757k - £836kHigh

Estimate

£796k

Range

£757k – £836k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

3.67%

Verdict

Derived from HomePortfolio scores

1 Spring Holme earns an INVESTIGATE rating with HP Score 62/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 7Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,100-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£1,004/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£796,000

Rent Estimate (pcm)£2,450

Gross Yield3.67%

1y Growth-

3y Growth+2.1%

5y Growth+1.0%

10y Growth+2.8%

Last Sold Price£570,000 (2015-05-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0MK44 1BF

Approval Rate

-12mo

Development

low

26/01581/AOC
26/00599/LBC: Condition 2 - Details of Box (Discharge of Condition)
Approved
26/01453/AOC
25/01262/S73 - Condition 8 surface water drainage (discharge of condition)
Rejected
26/01432/T5DN
Remove mature Ash tree in rear garden
Pending

View Planning Timeline