Rossmoor Lodge, General Lane, Melbourne, York, YO42 4SZ

UPRN:10033219598Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (53)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rossmoor Lodge, General Lane, Melbourne, York, YO42 4SZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,970,000

£1.58M - £2.36MLow

Estimate

£1.97M

Range

£1.58M – £2.36M

Rent Estimate (pcm)

£6,750

£6k - £8k

Monthly

£6,750

Yield

4.27%

Verdict

Derived from HomePortfolio scores

Rossmoor Lodge earns an INVESTIGATE rating with HP Score 57/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.3%; range width penalty ×0.76
- valuation_snapshotsrent estimate 6750/mo (range 6000-7500)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,163/mo, -47% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 11 Nov 2026
Risk & liquidity9.2/15
207 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,895,000

At the asking price

Monthly rent£6,750/mo

Evidenced range £6,000-£7,500

Interest rate5.4%

Loan to value75%

Cash required: £710,950
Net cash flow: -£1,723/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.06 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 6750/mo (range 6000-7500)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 11 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 11 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 6750/mo (range 6000-7500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,970,000

Rent Estimate (pcm)£6,750

Gross Yield4.27%

1y Growth-

3y Growth-2.2%

5y Growth+1.2%

10y Growth+2.6%

Last Sold Price£1,197,500 (2019-03-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0YO42 4SZ

Approval Rate

-12mo

Development

low

26/30421/CONDET
Submission of details required by Conditions 14 (Landscape and Ecological Management Plan (LEMP)) and 18 (hard and soft landscape works) of planning permission 26/01582/PLF
Approved
26/02256/PLF
Erection of a replacement livestock building following demolition of existing service building and covered storage area
Pending
26/01642/PLF
Change of use of dwelling/holiday let to children's care home with associated works and infrastructure, and construction of new vehicular access
Rejected

View Planning Timeline

Ownership

Corporate Ownership79.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2019-03-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density38 /km²

Owner Occupied85%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Melbourne Primary School
1.3 mi
Good
Sutton Upon Derwent Church of England Voluntary Controlled Primary School
2.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wheldrake with Thorganby Church of England Primary School
3.0 mi
Good
Elvington Church of England Voluntary Controlled Primary School
3.1 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Melross
-
£126k
-
Rossmoor Lodge
-
£1.20M
-
Rossmoor Barn
-
£460k
-
Rossmoor Lodge
-
£850k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN