Apartment 3, The Stables, Riplingham Road, Raywell, Cottingham, HU16 5WH

UPRN:10033221498Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: E (43)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 3, The Stables, Riplingham Road, Raywell, Cottingham, HU16 5WH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£175,000

£166k - £183kHigh

Estimate

£175k

Range

£166k – £183k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

7.06%

Verdict

Derived from HomePortfolio scores

Apartment 3 earns an INVESTIGATE rating with HP Score 57/100. Investment score 43/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (10/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

43/ 100

Mixed

Crime Score

9/ 100

Low

Walkability

10/ 100

Low

Transit & Bike

Transit 17Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£169,950

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £53,185
Net cash flow: £119/mo
Cash on cash: 2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.74 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£175,000

Rent Estimate (pcm)£1,000

Gross Yield7.06%

1y Growth+1.1%

3y Growth+1.4%

5y Growth+2.6%

10y Growth+2.8%

Last Sold Price£183,975 (2023-08-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU16 5WH

Approval Rate

-12mo

Development

low

26/02522/TPO
TPO - RAYWELL NO. 1 - 2008 (REF 1145) A1 - Crown reduce 1no. Sycamore tree (T1) via removal of large limb back to main trunk as it is at risk of falling within the open paddock and damaging the tree and adjacent trees; Fell 3no. Ash trees (G3) as they are in an exposed location with increased risk of wind blow following the loss of nearby trees, and the removal would allow new planting
Pending
26/02286/PLF
Change of use of land for the siting of two holiday lodges
Approved
25/03541/PLF
Change of use of land for the siting of two holiday lodges
Rejected

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining105 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2023-08-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density67 /km²

Owner Occupied85%

Age Distribution

0-15 11%16-64 55%65+ 34%

View Area Profile

Schools Nearby

Little Weighton Rowley Church of England Voluntary Controlled Primary School
1.9 mi
Requires improvement
Swanland Primary School
1.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Kirk Ella St Andrew's Community Primary School
2.2 mi
Good
Skidby Church of England Voluntary Controlled Primary School
2.2 mi
Good

8 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Stables
-
£128k
-
The Stables
-
£184k
-
The Stables
-
£190k
-
The Stables
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN