Maple House, Wainfield Lane, Gwehelog, Usk, NP15 1RG

UPRN:10033365302Detached House5 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band HEPC: D (62)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Maple House, Wainfield Lane, Gwehelog, Usk, NP15 1RG

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

15 of 21 sources

Sale Estimate

£1,291,000

£1.23M - £1.35MHigh

Estimate

£1.29M

Range

£1.23M – £1.35M

Rent Estimate (pcm)

£4,150

£4k - £5k

Monthly

£4,150

Yield

3.83%

Verdict

Derived from HomePortfolio scores

Maple House earns an INVESTIGATE rating with HP Score 76/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

75/ 100

High

Crime Score

12/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.7% (HIGH), sold-comps -51.9%, £/sqft -51.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 10033365302· as of 10 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.3%· as of 8 Nov 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.69
- valuation_snapshotsrent estimate 4150/mo (range 3650-4700)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,564/mo, -62% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 157 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
74 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£975,000£1,495,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,300,000

At the asking price

Monthly rent£4,150/mo

Evidenced range £3,650-£4,700

Interest rate5.4%

Loan to value75%

Cash required: £465,050
Net cash flow: -£1,514/mo
Cash on cash: -3.9%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10033365302Valuation edge · as of 10 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 12.3%Valuation edge · as of 8 Nov 2026
valuation_snapshotsrent estimate 4150/mo (range 3650-4700)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 4150/mo (range 3650-4700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 157 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,291,000

Rent Estimate (pcm)£4,150

Gross Yield3.83%

1y Growth-

3y Growth+1.1%

5y Growth+0.9%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1NP15 1RG

Approval Rate

-12mo

Development

low

DM/2026/00089
Proposed demolition of existing stables and erection of self-build dwelling.
Pending
DM/2026/00044
A tool shed for my power tools. Chainsaw, strimmer and variety of mechanical and wood hand tools. No windows and made of wood from the local timber yard. 3 meters by 2 meters and around 2.3 meters high with open covered areas on either side with wood chip floor for working and wood storage.
Decided
DM/2024/01085
Proposed alterations and extensions to existing detached dwelling ( this project has been recently approved but has now gone a major roof redesign whilst work proceeds on site ) ( this is also applied for as a fast track application ).
Decided

View Planning Timeline