Flat 16, 585 Moseley Road, Birmingham, B12 9BL

UPRN:10033389744Flat/Maisonette1 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band BEPC: B (81)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Flat 16, 585 Moseley Road, Birmingham, B12 9BL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£120,000

£114k - £126kHigh

Estimate

£120k

Range

£114k – £126k

Rent Estimate (pcm)

£700

£650 - £700

Monthly

£700

Yield

7.78%

Verdict

Derived from HomePortfolio scores

Flat 16 earns an INVESTIGATE rating with HP Score 74/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

76/ 100

High

Crime Score

47/ 100

Elevated

Walkability

86/ 100

Excellent

Transit & Bike

Transit 2Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +10.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10033389744· as of 12 Oct 2026
Rental economics22.2/40
gross yield 7.8%; range width penalty ×1.00
- valuation_snapshotsrent estimate 700/mo (range 650-700)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -155/mo, -22% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
137 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£81,000£124,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£108,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£700

Interest rate5.4%

Loan to value75%

Cash required: £33,700
Net cash flow: £120/mo
Cash on cash: 4.3%
Score at this price: 37

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.92 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10033389744Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 700/mo (range 650-700)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 700/mo (range 650-700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 41 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£120,000

Rent Estimate (pcm)£700

Gross Yield7.78%

1y Growth-

3y Growth+3.4%

5y Growth+5.5%

10y Growth+7.6%

Last Sold Price£82,000 (2014-09-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B12 9BL

Approval Rate

-12mo

Development

low

2026/05711/PA
Erection of first floor side and rear extension
Pending
2026/05724/PA
Application for a non-material amendment to planning approval 2023/03903/PA for amendments to external cladding and ramp materials, revised baths ramp alignment, omission of the North Baths lift, relocation of louvres, alterations to plant deck areas and associated steelwork, modifications to substation doors, and internal accessibility improvements to the Link Bridge lobby. The proposed changes are required in response to construction, engineering, accessibility, maintenance, fire safety and procurement considerations and do not materially alter the scale, appearance, function or overall nature of the approved development.
Pending
2026/05595/PA
Application to determine the details for condition number 8 (Noise Levels for Plant and Machinery) attached to approval 2023/03903/PA
Pending

View Planning Timeline