Sedges, Summer Hill Lane, Summerhill, Polegate, BN26 6QY

UPRN:10033405483Detached House5 bedsBuilt 2007-2011

FreeholdCouncil Tax: -EPC: C (74)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Sedges, Summer Hill Lane, Summerhill, Polegate, BN26 6QY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,165,000

£932k - £1.40MLow

Estimate

£1.17M

Range

£932k – £1.40M

Rent Estimate (pcm)

£3,750

£3k - £4k

Monthly

£3,750

Yield

2.50%

Verdict

Derived from HomePortfolio scores

Sedges earns an INVESTIGATE rating with HP Score 63/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

12/ 100

Low

Transit & Bike

Transit 4Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.5%; range width penalty ×0.69
- valuation_snapshotsrent estimate 3750/mo (range 3250-4200)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,968/mo, -132% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
163 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,800,000

At the asking price

Monthly rent£3,750/mo

Evidenced range £3,250-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £671,050
Net cash flow: -£3,479/mo
Cash on cash: -6.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.62 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3750/mo (range 3250-4200)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3750/mo (range 3250-4200)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,165,000

Rent Estimate (pcm)£3,750

Gross Yield2.50%

1y Growth-

3y Growth-1.8%

5y Growth-0.5%

10y Growth+2.2%

Last Sold Price£725,000 (2007-09-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BN26 6QY

Approval Rate

-12mo

Development

low

WD/2026/2116/LDP
INSTALLATION OF LORRY CONTAINER TO BE USED AS STORAGE FOR GARDEN EQUIPMENT TO MAINTAIN THE SITES GROUNDS
Approved
WD/2026/1869/CD
APPLICATION FOR APPROVAL OF DETAILS RESERVED BY CONDITION 2 (Great Crested Newts - Pre commencement) ATTACHED TO WD/2025/0653/MRM
Approved
WD/2026/1593/F
GARAGE CONVERSION WITH REAR EXTENSION TO FORM ANNEXE
Approved

View Planning Timeline

Ownership

Corporate Ownership64.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-09-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,376

Population Density-

Owner Occupied86%

Age Distribution

0-15 13%16-64 55%65+ 32%

View Area Profile

Schools Nearby

East Sussex Academy
0.6 mi
Inspected as College Central (URN 142143) on 6 Feb 2024
Polegate Primary School
1.4 mi
Outstanding
White House Academy
1.5 mi
Good
Hailsham Academy
1.5 mi
Inspected as Hailsham Community College (URN 138472) on 13 Mar 2023

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Summerhill Cottages
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£500k
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Little Mullbrooks Farm
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£386k
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Summerhill House
-
£565k
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Chantecler
-
£815k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN