Second Floor Flat 3, 3 Eaton Place, London, SW1X 8BN

UPRN:10033543413Flat/Maisonette5 bedsBuilt -

LeaseholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Second Floor Flat 3, 3 Eaton Place, London, SW1X 8BN

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£3,507,000

£3.33M - £3.68MHigh

Estimate

£3.51M

Range

£3.33M – £3.68M

Rent Estimate (pcm)

£15,550

£14k - £17k

Monthly

£15,550

Yield

4.98%

Verdict

Derived from HomePortfolio scores

Second Floor Flat 3 earns an INVESTIGATE rating with HP Score 78/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

95/ 100

Excellent

Transit & Bike

Transit 100Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£3,750,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,750,000

At the asking price

Monthly rent£15,550/mo

Evidenced range £14,300-£16,800

Interest rate5.4%

Loan to value75%

Cash required: £1,490,050
Net cash flow: -£1,891/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,507,000

Rent Estimate (pcm)£15,550

Gross Yield4.98%

1y Growth-

3y Growth+6.5%

5y Growth+8.8%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SW1X 8BN

Approval Rate

100%12mo

Development

low

26/07563/FULL
Installation of metal balustrades at roof level and construction of enlarged roof access to facilitate use of second floor roof as a terrace.
Pending
26/07575/LBC
Alterations to entrance hall including insertion of new lobby doors.
Pending
26/07573/ADFULL
Details of detailed design and method statement for below ground structures pursaunt to condition 46 of planning permission dated 18th May 2026 (RN 25/06322/FULL)
Pending

View Planning Timeline

Ownership

Corporate Ownership29.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

11 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,172

Population Density-

Owner Occupied53%

Age Distribution

0-15 14%16-64 69%65+ 17%

View Area Profile

Schools Nearby

More House School
0.3 mi
Inspected by ISI
St Peter's Eaton Square CofE Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Inchbald School of Design
0.3 mi
-
Eaton House School
0.3 mi
Inspected by ISI

1 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Eaton Place
-
£17.70M
-
15 Eaton Place
-
£17.70M
-
11 Eaton Place
-
£4.15M
-
15 Eaton Place
-
£790k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN