Apartment 20, 29 Essex Street, London, WC2R 3AT

UPRN:10033634479Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: -EPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 20, 29 Essex Street, London, WC2R 3AT

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,682,000

£1.35M - £2.02MLow

Estimate

£1.68M

Range

£1.35M – £2.02M

Rent Estimate (pcm)

£5,900

£5k - £7k

Monthly

£5,900

Yield

1.49%

Verdict

Derived from HomePortfolio scores

Apartment 20 earns an INVESTIGATE rating with HP Score 65/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

77/ 100

High

100

Crime Score

100/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 92Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£4,750,000

At the asking price

Monthly rent£5,900/mo

Evidenced range £5,250-£6,550

Interest rate5.4%

Loan to value75%

Cash required: £1,910,050
Net cash flow: -£11,947/mo
Cash on cash: -7.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.37 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,682,000

Rent Estimate (pcm)£5,900

Gross Yield1.49%

1y Growth-

3y Growth-13.4%

5y Growth-2.2%

10y Growth-1.8%

Last Sold Price£4,470,000 (2017-03-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0WC2R 3AT

Approval Rate

-12mo

Development

low

2026/4789/L
The replacement of bathroom facilities and the insertion of a kitchen to lower ground floor level, including reconfiguration of modern partition walls, sanitary fixtures and wall finishes.
Pending
26/07332/LBC
Replacement of one platform lift at first floor level.
Pending
26/07358/ADV
Display of non illuminated bronze face plaque measuring 0.6m X 0.6m
Pending

View Planning Timeline

Ownership

Corporate Ownership15.6%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-03-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£45,172

Population Density4,268 /km²

Owner Occupied20%

Age Distribution

0-15 11%16-64 79%65+ 10%

View Area Profile

Schools Nearby

London School of Economics and Political Science
0.2 mi
-
Courtauld Institute of Art
0.2 mi
-
St Clement Danes CofE Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
City Lit
0.3 mi
-

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

29 Essex Street
-
£870k
-
29 Essex Street
-
£2.38M
-
29 Essex Street
-
£2.05M
-
29 Essex Street
-
£1.38M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN