Laurel House, Parndon Mill Lane, Harlow, CM20 2HP

UPRN:10033892608Detached House5 bedsBuilt 2020

FreeholdCouncil Tax: Band GEPC: B (84)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Laurel House, Parndon Mill Lane, Harlow, CM20 2HP

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£647,000

£517k - £776kLow

Estimate

£647k

Range

£517k – £776k

Rent Estimate (pcm)

£3,200

£3k - £3k

Monthly

£3,200

Yield

1.92%

Verdict

Derived from HomePortfolio scores

Laurel House earns an INVESTIGATE rating with HP Score 65/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

31/ 100

Mixed

Transit & Bike

Transit 7Bike 57

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,000,000

At the asking price

Monthly rent£3,200/mo

Evidenced range £2,950-£3,450

Interest rate5.4%

Loan to value75%

Cash required: £755,050
Net cash flow: -£4,535/mo
Cash on cash: -7.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.47 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£647,000

Rent Estimate (pcm)£3,200

Gross Yield1.92%

1y Growth-

3y Growth+2.0%

5y Growth+3.3%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CM20 2HP

Approval Rate

-12mo

Development

low

HW/HSE/26/00411
Conversion of existing garage to ancillary residential accomodation
Pending
HW/HSE/26/00400
Erection of a single storey front extension
Pending
HW/TP/26/10047
G3 Hazel - Norway maple, Pedunculate oak, Common alder, Common ash, Field maple, Silver birch - Crown lift to 5.2m over access road, T1 - Silver birch Tree - Fell tree to ground level, T2 - Common ash - Fell tree to ground level, T6 - Common ash - Fell to ground level, T11 - London plane - Reduce away from building to ensure 2m clearance, T13 - London plane - Reduce away from building to ensure 2m clearance, T23 - Common alder - Reduce away from lamp column to ensure 2m clearance T30 - London plane - Fell tree to ground level, T31 - Norway maple - Crown raise to 5.2m over access road, T32 - London plane - Crown raise to 5.2m over access road, T39 - Crab apple - Remove deadwood back to live growth, T44 - London plane - Remove deadwood from within crown, T46 - London plane - Remove deadwood from within crown, T50 - London plane - Remove deadwood from within crown, T51 - London plane - Fell tree to ground level & T56 - Himalayan birch - Fell both stems with bark wounds to ground level.
Pending

View Planning Timeline