UPRN:10033909439Purpose Built Flat2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: Band BEPC: D (62)
Data freshness:●Listing· freshListing: fresh, refreshed yesterday (2026-11-06T04:00:06.530844+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 6d ago (2026-11-01T08:48:11.154109+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:11:38.418145+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
60
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£118,000
£94k - £141kLow
Estimate
£118k
Range
£94k – £141k
Rent Estimate (pcm)
£600
£550 - £650
Monthly
£600
Yield
8.00%
Verdict
Derived from HomePortfolio scores
56 Albion Street earns an INVESTIGATE rating with HP Score 60/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
gross yield 8.0%; range width penalty ×0.87; the estimate this rent rides on sits 24% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yield· as of 6 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -69/mo, -11% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
104 sales/12mo in area; valuation range width 40%
property_intelligencetransactions_12mo
Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.
Economics
What happens to your money
Your assumptions
£90,000
At the asking price
£600/mo
Evidenced range £550-£650
5.4%
75%
Cash required
£28,300
Net cash flow
£112/mo
Cash on cash
4.7%
Score at this price
-
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.98 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 24% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 6 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listings
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.