590 Derby Road, Wingerworth, Chesterfield, S42 6LY

UPRN:10034036597Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: C (75)

Data freshness:Listing· freshPlanning· 1mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

590 Derby Road, Wingerworth, Chesterfield, S42 6LY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£574,000

£545k - £603kHigh

Estimate

£574k

Range

£545k – £603k

Rent Estimate (pcm)

£3,050

£3k - £3k

Monthly

£3,050

Yield

6.37%

Verdict

Derived from HomePortfolio scores

590 Derby Road earns an INVESTIGATE rating with HP Score 63/100. Investment score 42/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

42/ 100

Mixed

Crime Score

7/ 100

Low

Walkability

16/ 100

Low

Transit & Bike

Transit 8Bike 34

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£3,050/mo

Evidenced range £2,850-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: £171/mo
Cash on cash: 1.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.57 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£574,000

Rent Estimate (pcm)£3,050

Gross Yield6.37%

1y Growth-

3y Growth-0.5%

5y Growth+0.4%

10y Growth+3.1%

Last Sold Price£93,000 (2000-07-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0S42 6LY

Approval Rate

-12mo

Development

low

2026/4748/TPO
T1 Oak - Remove large lower dead branch; remove large (already shortened) branch growing towards property to relieve weight and balance the tree; and crown thin by 15-20%. , T2 & T3 Oak - 15-20% thin to allow light and remove crossing / rubbing dead branches for safety.
Pending
CHE/26/00917/VCON
Variation of condition 2 (approved drawings) of application CHE/26/00657/HOU (Installation of a car shelter)- To change the approved carport
Pending
26/00667/LB
Listed Building Consent Application for retrospective removal of the decayed existing timber framed windows and replace them with fixed leaded lights and flat iron casements (Listed Building).
Pending

View Planning Timeline

Ownership

Corporate Ownership73.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-07-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,931

Population Density-

Owner Occupied91%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Hunloke Park Primary School
0.4 mi
Inspected as Hunloke Park Primary School (URN 112697) on 19 Mar 2024
Spire Nursery and Infant School
0.8 mi
Good
Deer Park Primary School
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Esteem North Academy
1.0 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

588 Derby Road
-
£690k
-
600 Derby Road
-
£350k
-
610 Derby Road
-
£310k
-
598 Derby Road
-
£480k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN