Harley House, Gatebeck, Kendal, LA8 0HS

UPRN:10034113203Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£525,000

£420k - £630kLow

Estimate

£525k

Range

£420k – £630k

Rent Estimate (pcm)

£1,650

£1k - £2k

Monthly

£1,650

Yield

12.38%

Verdict

Derived from HomePortfolio scores

Harley House earns an INVESTIGATE rating with HP Score 58/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

2/ 100

Low

Transit & Bike

Transit 28Bike 4

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,450-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: £602/mo
Cash on cash: 14.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.06 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£525,000

Rent Estimate (pcm)£1,650

Gross Yield12.38%

1y Growth-

3y Growth-4.3%

5y Growth+1.2%

10y Growth+1.4%

Last Sold Price£105,000 (1998-04-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1LA8 0HS

Approval Rate

-12mo

Development

low

2026/0751/FPA
Change of use of agricultural hardstanding land for the siting of two camping pods, associated landscaping and toilet facilities (Part retrospective)
Conditions
2025/2060/TPO
Cumbria CC TPO No 2 1980 - T1 & 2) Ash; dieback in crown, based towards road and 3rd party property. T3) Birch; rotten stem, falling into woods and restrained by rope; fell. T4 & 5) Sycamore; suppressed and weak; fell to allow development of adjacent trees. G6) mixed broadleaf trees overhanging Gatesbeck Road, crown raise to 6m over driveway.
Approved
2025/1157/DISC
Application for the approval of details reserved by conditions 4 (Contamination) attached to planning permission 2024/1238/FPA
Conditions

View Planning Timeline