3 Elleray Mews, Windermere, LA23 1AP

UPRN:10034115754Terrace Property3 bedsBuilt before 1900

LeaseholdCouncil Tax: Band CEPC: E (45)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£507,000

£456k - £558kMedium

Estimate

£507k

Range

£456k – £558k

Rent Estimate (pcm)

£3,100

£3k - £3k

Monthly

£3,100

Yield

16.53%

Verdict

Derived from HomePortfolio scores

3 Elleray Mews earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

69/ 100

Moderate

Transit & Bike

Transit 3Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 56% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£3,100/mo

Evidenced range £2,900-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £1,387/mo
Cash on cash: 23.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.08 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£507,000

Rent Estimate (pcm)£3,100

Gross Yield16.53%

1y Growth-

3y Growth-4.6%

5y Growth-1.2%

10y Growth+2.6%

Last Sold Price£385,000 (2018-08-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LA23 1AP

Approval Rate

-12mo

Development

low

T/2026/0213
Fell four dead and dying Birch. Fell Birch leaning towards 6 Priory Gardens
Pending
T/2026/0182
Sycamore - Pollard to six metres due to honey fungus decay
Rejected
7/2026/5547
Provision of three self-catering holiday suites (resubmission of application reference 7/2023/5241)
Pending

View Planning Timeline

Ownership

Corporate Ownership65.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2018-08-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,988

Population Density92 /km²

Owner Occupied57%

Age Distribution

0-15 10%16-64 54%65+ 36%

View Area Profile

Schools Nearby

St Martin & St Mary Church of England Primary School
0.8 mi
Good
St Cuthberts Catholic Primary School, Windermere
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Lakes School
0.8 mi
Good
Goodly Dale Primary School
0.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ellaray Mews
-
£385k
-
Ellaray Mews
-
£365k
-
Elleray Mews
-
£150k
-
Ellaray Mews
-
£158k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN