2 Lane Head Cottages, Lanehead Lane, Hutton Magna, Richmond, DL11 7HF

UPRN:10034119723Semi-Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (67)

Data freshness:Listing· freshPlanning· 6mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Lane Head Cottages, Lanehead Lane, Hutton Magna, Richmond, DL11 7HF

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£439,000

£417k - £461kHigh

Estimate

£439k

Range

£417k – £461k

Rent Estimate (pcm)

£2,700

£3k - £3k

Monthly

£2,700

Yield

7.36%

Verdict

Derived from HomePortfolio scores

2 Lane Head Cottages earns an INVESTIGATE rating with HP Score 55/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 3Bike 18

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 10 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge2.5/15
claims [AVM -0.2% (HIGH), sold-comps +7.8%, £/sqft +7.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 14 Nov 2026
- valuation_snapshotsestimate for 10034119723· as of 14 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 24%· as of 3 Nov 2026
Rental economics18.5/40
gross yield 7.4%; range width penalty ×0.98
- valuation_snapshotsrent estimate 2700/mo (range 2550-2850)· as of 14 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2/mo, -0% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 103 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity14.6/15
58 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £330,000

£330,000£506,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£440,000

At the asking price

Monthly rent£2,700/mo

Evidenced range £2,550-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £145,300
Net cash flow: £384/mo
Cash on cash: 3.2%
Score at this price: 36

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.82 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10034119723Valuation edge · as of 14 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 24%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 2700/mo (range 2550-2850)Rental economics · as of 14 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 2700/mo (range 2550-2850)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 103 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £330,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£439,000

Rent Estimate (pcm)£2,700

Gross Yield7.36%

1y Growth-

3y Growth+1.2%

5y Growth+2.3%

10y Growth+3.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0DL11 7HF

Approval Rate

-12mo

Development

low

DM/25/02032/LB
Remove white render and re-point with a lime & mortar mix, replace five sliding sash windows and front door
Pending
DM/25/01257/DRC
Discharge of condition 5 (Contamination reports) from planning permission DM/23/02354/FPA
Approved
DM/25/00792/DRC
Discharge of Condition 12 (Fenestration Details), 14 (Roof Materials) and 15 (Headers and cills) pursuant to approval ref DM/23/02354/FPA
Approved

View Planning Timeline

Ownership

Corporate Ownership86.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

1 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,718

Population Density-

Owner Occupied70%

Age Distribution

0-15 12%16-64 60%65+ 28%

View Area Profile

Schools Nearby

Ravensworth Church of England Primary School
2.6 mi
Good
Eppleby Forcett Church of England Primary School
3.4 mi
GoodConcerns
Gainford Church of England Primary School and Preschool
4.2 mi
Inspected as Gainford CofE Primary School (URN 114222) on 22 May 2019
Melsonby Methodist Primary School
4.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Lane Head Farm Lanehead
-
£300k
-
Charles Cott Lanehead
-
£275k
-
Lane Head Cottages Lanehead
-
£350k
-
Lane Head Cottages Lanehead
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN