45 Fraser Gardens, Winchester, SO22 5GB

UPRN:10034500146End Terrace House4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band FEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£970,000

£922k - £1.02MHigh

Estimate

£970k

Range

£922k – £1.02M

Rent Estimate (pcm)

£4,900

£5k - £5k

Monthly

£4,900

Yield

6.03%

Verdict

Derived from HomePortfolio scores

45 Fraser Gardens earns an INVESTIGATE rating with HP Score 76/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (49/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

6/ 100

Low

Walkability

49/ 100

Mixed

Transit & Bike

Transit 16Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£975,000

At the asking price

Monthly rent£4,900/mo

Evidenced range £4,550-£5,300

Interest rate5.4%

Loan to value75%

Cash required: £335,050
Net cash flow: £102/mo
Cash on cash: 0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.49 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£970,000

Rent Estimate (pcm)£4,900

Gross Yield6.03%

1y Growth-

3y Growth-4.5%

5y Growth-2.2%

10y Growth+1.4%

Last Sold Price£535,000 (2009-09-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SO22 5GB

Approval Rate

-12mo

Development

low

26/02250/TPO
T1 Norway Maple - Reduce primary and secondary branches to give at least 2 meters clearance from the roof of 16 Nursery Gardens to maintain adequate clearance and future damage prevention
Pending
26/02241/DIC
Discharge of condition 3, 6 and 7 for application 25/02001/FUL
Pending
26/02211/TPO
T1- Copper Beech - Reduce the entire canopy (not crown lifting) by up to 2m. Pruning cuts will be limited to a maximum diameter of 50mm to form a more compact and balanced crown while retaining the trees natural shape. T2 & T3- Beech - Reduce the entire canopy of both trees canopy (not crown lifting) by up to 2m with pruning cuts limited to a maximum diameter of 50mm, to provide clearance while maintaining a natural and balanced crown. All works are to maintain trees size in relation to property.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-09-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£38,352

Population Density1,477 /km²

Owner Occupied67%

Age Distribution

0-15 17%16-64 69%65+ 14%

View Area Profile

Schools Nearby

Kings' School
0.4 mi
Good
Western Church of England Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Westgate School
0.6 mi
OutstandingImproving
University of Winchester
0.6 mi
-

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Fraser Gardens
-
£250k
-
37 Fraser Gardens
-
£400k
-
17 Fraser Gardens
-
£280k
-
41 Fraser Gardens
-
£685k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN