Down Hall House, Pump Hill, Brent Pelham, Buntingford, SG9 0HQ

UPRN:10034620268Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (53)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Down Hall House, Pump Hill, Brent Pelham, Buntingford, SG9 0HQ

HP Score

/ 100

Mixed

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£945,000

£898k - £993kHigh

Estimate

£945k

Range

£898k – £993k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

4.61%

Verdict

Derived from HomePortfolio scores

Down Hall House earns an INVESTIGATE rating with HP Score 60/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 4Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH), sold-comps -52.7%, £/sqft -52.8%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10034620268· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.4%· as of 3 Nov 2026
Rental economics0/40
gross yield 4.6%; range width penalty ×0.79
- valuation_snapshotsrent estimate 3650/mo (range 3300-4050)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,455/mo, -40% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 116 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
103 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,300-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£679/mo
Cash on cash: -2.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10034620268Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.4%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 3650/mo (range 3300-4050)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3650/mo (range 3300-4050)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 116 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£945,000

Rent Estimate (pcm)£3,650

Gross Yield4.61%

1y Growth-

3y Growth+0.7%

5y Growth+3.0%

10y Growth+1.9%

Last Sold Price£680,000 (2014-05-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SG9 0HQ

Approval Rate

-12mo

Development

low

3/26/1458/CLEO
Certificate of lawfulness for existing seven structures located within the residential curtilage of Apple Cottage comprising of a log store, small shed, potting shed, gazebo, large shed, workshop and summer house
Pending
3/26/1311/VAR
Variation of Condition 2 (Approved Plans) pursuant to planning permission ref. 3/24/0894/FUL (allowed on appeal APP/J1915/W/24/3354470) for: Construction of carbon neutral, self-build dwelling, together with erection of a detached garage building, creation of a new vehicular access, provision of a new driveway and associated landscaping works. Amendments to the approved design of the dwelling.
Pending
X/26/0371/CND
Discharge of condition 3 (archaeology) attached to 3/24/0610/FUL, allowed on appeal APP/J1915/W/24/3355802
Approved

View Planning Timeline

Ownership

Corporate Ownership69.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-05-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£44,154

Population Density43 /km²

Owner Occupied74%

Age Distribution

0-15 16%16-64 60%65+ 24%

View Area Profile

Schools Nearby

Furneux Pelham Church of England School
1.7 mi
Good
Anstey First School
2.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hormead Church of England (VA) First School
2.3 mi
Good
Clavering Primary School
2.5 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Southview
-
£705k
-
Southview
-
£610k
-
Pipers End
-
£1.23M
-
Down Hall House
-
£680k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN