Sheila's Cottage, Grenville Road, Lostwithiel, PL22 0LH

UPRN:10034632415Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPlanning· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Sheila's Cottage, Grenville Road, Lostwithiel, PL22 0LH

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£575,000

£460k - £690kLow

Estimate

£575k

Range

£460k – £690k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

4.20%

Verdict

Derived from HomePortfolio scores

Sheila's Cottage earns an INVESTIGATE rating with HP Score 56/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

2/ 100

Low

Transit & Bike

Transit 17Bike 9

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 4.2%; range width penalty ×0.83
- valuation_snapshotsrent estimate 2450/mo (range 2200-2650)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,282/mo, -52% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.2/15
49 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,200-£2,650

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£666/mo
Cash on cash: -3.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2450/mo (range 2200-2650)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2450/mo (range 2200-2650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£575,000

Rent Estimate (pcm)£2,450

Gross Yield4.20%

1y Growth-

3y Growth-6.2%

5y Growth-0.8%

10y Growth+1.9%

Last Sold Price£35,000 (1995-02-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningModerate
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1PL22 0LH

Approval Rate

0%12mo

Development

low

PA26/05041
Application for Permission in Principle for the construction of up to 6 dwellings (minimum of 6, maximum of 6)
Pending
PA26/04155
Works to Tree covered by a Tree Preservation Order (TPO) - T1 - 1 x very large Turkey Oak - Reduce spread of eastern aspect (only) up to 1m laterally.
Conditions
PA25/08297
Householder application for retrospective erection of residential annex with variation of conditions 1 and 2 of decision notice PA22/08801 dated 30.11.2022.
Pending

View Planning Timeline

Ownership

Corporate Ownership74.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1995-02-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

29 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,210

Population Density-

Owner Occupied66%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

St Winnow CofE School
0.4 mi
Good
Lostwithiel School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lerryn CofE Primary School
2.5 mi
Good
Lanlivery Primary Academy
2.6 mi
Inspected as Lanlivery Community Primary School (URN 111915) on 13 Oct 2011

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Carnsews Bungalow
-
£450k
-
Sandylake Cottage
-
£190k
-
Hartswell Marsh Cottage
-
£270k
-
Hartswell Marsh Cottage
-
£159k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN