14 Churchtown Close, Roche, St. Austell, PL26 8FQ

UPRN:10034638540Semi-Detached House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band AEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

14 Churchtown Close, Roche, St. Austell, PL26 8FQ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£237,000

£190k - £285kLow

Estimate

£237k

Range

£190k – £285k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

19.49%

Verdict

Derived from HomePortfolio scores

14 Churchtown Close earns an INVESTIGATE rating with HP Score 59/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 12Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£58,500

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £18,850
Net cash flow: £460/mo
Cash on cash: 29.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£237,000

Rent Estimate (pcm)£950

Gross Yield19.49%

1y Growth+37.9%

3y Growth-0.3%

5y Growth+1.6%

10y Growth+4.0%

Last Sold Price£55,000 (2008-10-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1PL26 8FQ

Approval Rate

-12mo

Development

low

PA26/07474
Works to Tree covered by a Tree Preservation Order (TPO) - T1 - Beech - Reduce branch Limb over garage from approx 10m to 8m, and raise canopy by approx 2m.
Pending
PA26/06978
Water industry Act 1991 section 8(2) Notice Application for an appointment or variation replacing a company as a relevant water and sewerage undertaker.
Pending
PA26/01093/PREAPP
Professional pre-application advice for development o 21 mixed dwellings, ranging from 2 beds, 3 beds and 4 beds with associated works
Pending

View Planning Timeline