South House, Ellerton Hill, Ellerton upon Swale, Richmond, DL10 6AL

UPRN:10034646891Semi-Detached Bungalow4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: D (57)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

South House, Ellerton Hill, Ellerton upon Swale, Richmond, DL10 6AL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£672,000

£538k - £807kLow

Estimate

£672k

Range

£538k – £807k

Rent Estimate (pcm)

£2,250

£2k - £3k

Monthly

£2,250

Yield

3.86%

Verdict

Derived from HomePortfolio scores

South House earns an INVESTIGATE rating with HP Score 55/100. Investment score 41/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

41/ 100

Mixed

Crime Score

8/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 20Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.9%; range width penalty ×0.76
- valuation_snapshotsrent estimate 2250/mo (range 2000-2500)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,429/mo, -64% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Risk & liquidity9.2/15
184 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£700,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,500

Interest rate5.4%

Loan to value75%

Cash required: £236,300
Net cash flow: -£805/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2250/mo (range 2000-2500)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2000-2500)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£672,000

Rent Estimate (pcm)£2,250

Gross Yield3.86%

1y Growth-

3y Growth+0.7%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price£590,000 (2007-07-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0DL10 6AL

Approval Rate

-12mo

Development

low

26/06546/PNX
Application to determine if prior approval is required for a proposed larger home extension - single story flat roofed sun room extension to rear of property extending 5.06m beyond the rear wall of the original dwellinghouse (measured externally), a maximum extension height of 3m (externally from the natural ground level) and height at the eaves of the extension 3.0m (externally from the natural ground level).
Pending
ZD26/00475/PDN
Proposed single storey flat roofed sunroom extension to rear of property extending 5.06m from rear wall of original dwelling, height to eaves is 3.00m and maximum height of extension is 3.00m
Rejected
ZD26/00085/FULL
Full planning permission for timber Orangery
Approved

View Planning Timeline

Ownership

Corporate Ownership78.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-07-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density-

Owner Occupied71%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Bolton-On-Swale St Mary's CofE Primary School
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Michael Syddall Church of England Aided Primary School
1.4 mi
Good
Brompton-on-Swale Church of England Primary School
3.0 mi
Good
North and South Cowton Community Primary School
3.8 mi
Good

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Ellerton Hill
-
£160k
-
1 Ellerton Hill
-
£360k
-
3 Ellerton Hill
-
£250k
-
The Granary Ellerton Hill
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN