2 Hill Farm, James Lane, Tunstall, Richmond, DL10 7RE

UPRN:10034649228Semi-Detached House4 bedsBuilt 2012-2021

FreeholdCouncil Tax: -EPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

2 Hill Farm, James Lane, Tunstall, Richmond, DL10 7RE

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

14 of 21 sources

Sale Estimate

£858,000

£772k - £944kMedium

Estimate

£858k

Range

£772k – £944k

Rent Estimate (pcm)

£2,850

£3k - £3k

Monthly

£2,850

Yield

3.91%

Verdict

Derived from HomePortfolio scores

2 Hill Farm earns an INVESTIGATE rating with HP Score 58/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 3Bike 10

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.0% (MEDIUM), sold-comps -22.7%, £/sqft -22.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10034649228· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 23.8%· as of 12 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.71
- valuation_snapshotsrent estimate 2850/mo (range 2500-3200)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,727/mo, -61% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 158 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity12.8/15
184 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£656,000£1,006,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£875,000

At the asking price

Monthly rent£2,850/mo

Evidenced range £2,500-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £297,550
Net cash flow: -£980/mo
Cash on cash: -4.0%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10034649228Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 23.8%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2850/mo (range 2500-3200)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2850/mo (range 2500-3200)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 158 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£858,000

Rent Estimate (pcm)£2,850

Gross Yield3.91%

1y Growth-

3y Growth+0.7%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0DL10 7RE

Approval Rate

-12mo

Development

low

ZD26/00407/OTHER
Request for confirmation of compliance with condition 1 (commencement time limit) attached to planning appeal ref: APP/V2723/W/20/3246982 (19/00387/FULL)
Approved
ZD26/00038/VAR
Variation of condition 2 attached to planning permission ZD24/00367/VAR - fenestration and ground levels and flood risk mitigation (change to description)
Pending
ZD25/00493/S106
Application for Modification of Agreement under S106A of the Town and Country Planning Act to revoke Affordable Housing Contribution in relation to 19/00387/FULL
Approved

View Planning Timeline

Ownership

Corporate Ownership78.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,683

Population Density55 /km²

Owner Occupied67%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

Catterick Garrison, Le Cateau Community Primary School
1.6 mi
Good
Colburn Community Primary School
1.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Cambrai Primary School
1.8 mi
Outstanding
Hipswell Church of England Primary School
2.1 mi
Good

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hill Farm
-
£490k
-
4 Hill Farm James Lane
-
£463k
-
Hill Farm
-
£515k
-
Hill Farm
-
£410k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN