1 Ivy Farm Cottage, Kirkmond Road, Kirmond-le-Mire, Market Rasen, LN8 6HZ

UPRN:10034685975Semi-Detached HouseBeds -Built before 1900

Tenure: -Council Tax: -EPC: E (48)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

1 Ivy Farm Cottage, Kirkmond Road, Kirmond-le-Mire, Market Rasen, LN8 6HZ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£175,000

£158k - £193kMedium

Estimate

£175k

Range

£158k – £193k

Rent Estimate (pcm)

£700

£650 - £750

Monthly

£700

Yield

1.50%

Verdict

Derived from HomePortfolio scores

1 Ivy Farm Cottage earns an INVESTIGATE rating with HP Score 50/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£560,000

At the asking price

Monthly rent£700/mo

Evidenced range £650-£750

Interest rate5.4%

Loan to value75%

Cash required: £187,300
Net cash flow: -£1,405/mo
Cash on cash: -9.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.37 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£175,000

Rent Estimate (pcm)£700

Gross Yield1.50%

1y Growth-

3y Growth-3.2%

5y Growth-0.5%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3LN8 6HZ

Approval Rate

-12mo

Development

low

00347/26/ASP
Determination of whether or not prior approval is required for the installation, alteration or replacement of other solar PV equipment on the roof of a building, other than a dwellinghouse or a block of flats.
Pending
150462
Listed building consent for repair works to roofs of existing farm buildings including replacement roof glazing and rainwater goods.
Pending
150461
Planning application for repair works to roofs of existing farm buildings including replacement roof glazing and rainwater goods.
Pending

View Planning Timeline