Croft House, South Lane, Middle Rasen, Market Rasen, LN8 3LG

UPRN:10034686776Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: F (24)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Croft House, South Lane, Middle Rasen, Market Rasen, LN8 3LG

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£721,000

£685k - £757kHigh

Estimate

£721k

Range

£685k – £757k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

16.50%

Verdict

Derived from HomePortfolio scores

Croft House earns an INVESTIGATE rating with HP Score 55/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

26/ 100

Moderate

Walkability

1/ 100

Low

Transit & Bike

Transit 16Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£200,000-£725,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£3,050

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £1,229/mo
Cash on cash: 23.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£721,000

Rent Estimate (pcm)£2,750

Gross Yield16.50%

1y Growth-

3y Growth-3.2%

5y Growth-0.5%

10y Growth+4.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0LN8 3LG

Approval Rate

-12mo

Development

low

151439
Notice to carry out tree works: G1 - Thorns - Approx height 5m with an approx spread of 5m - Reduce branches/stems on thorn trees leaning over the river and towards the road down to approx 2.5m in height and cut back to bank side. G2 - Willows - Approx height 6m with an approx spread of 6m - Remove all that are on Church Mill Court side of the river. G3 - Sycamores and thorns - Approx height of up to 10m with the group spanning an approx length of 45m - Crown lift all trees over footpath and road to approx 5.2m from road side ground level. Within the Market Rasen conservation area.
Pending
151442
Notice to carry out tree works: T1 - Holly - Dismantle/cut down. T2 - Cherry - Dismantle/cut down. T3 - Mulberry - Approx. height of 7m with an approx spread of 6m - Reduce by approx. 3m in height and reduce/cut back from house by 1.5m. Within the Market Rasen conservation area.
Pending
151348
Notice to carry out tree works: G1 - Row of sycamore trees (approx 5) - Remove. Within Market Rasen conservation area.
Approved

View Planning Timeline