37 All Saints Lane, Nettleham, Lincoln, LN2 2NT

UPRN:10034687044Detached PropertyBeds -Built -

FreeholdCouncil Tax: Band EEPC: -

Data freshness:Listing· freshOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

37 All Saints Lane, Nettleham, Lincoln, LN2 2NT

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£487,000

£389k - £584kLow

Estimate

£487k

Range

£389k – £584k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

6.99%

Verdict

Derived from HomePortfolio scores

37 All Saints Lane earns an INVESTIGATE rating with HP Score 73/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

62/ 100

Moderate

Transit & Bike

Transit 13Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics13.4/40
gross yield 7.0%; range width penalty ×0.84; the estimate this rent rides on sits 31% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1950/mo (range 1800-2150)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -110/mo, -6% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Risk & liquidity9.2/15
460 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£335,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £108,550
Net cash flow: £219/mo
Cash on cash: 2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1950/mo (range 1800-2150)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1950/mo (range 1800-2150)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£487,000

Rent Estimate (pcm)£1,950

Gross Yield6.99%

1y Growth-

3y Growth+3.0%

5y Growth+0.9%

10y Growth+4.1%

Last Sold Price£98,000 (1997-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1LN2 2NT

Approval Rate

-12mo

Development

low

151483
Planning application for single storey rear extensions and first-floor rear extension including replacement front door and french doors to front elevation.
Pending
151447
Notification of prior approval to extend dwellinghouse 6m from rear wall of original dwellinghouse, 2.45m to height of eaves of enlarged part of dwellinghouse and 3.5m to highest point of enlarged part of dwellinghouse.
Pending
151448
Request for confirmation of compliance with conditions 7 & 8 (Energy) relevant to plots 90,91,94,95,96,72,73,74,75 & 76 of planning permission WL/2024/00049 (147514) granted 18 March 2025
Conditions

View Planning Timeline

Ownership

Corporate Ownership63%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-07-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,741

Population Density-

Owner Occupied79%

Age Distribution

0-15 13%16-64 46%65+ 41%

View Area Profile

Schools Nearby

The Nettleham Infant and Nursery School
0.1 mi
Good
The Nettleham Church of England Voluntary Aided Junior School
0.3 mi
Good
Lincoln Carlton Academy
1.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Ermine Primary Academy
1.8 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Linelands All Saints Lane
-
£440k
-
3 All Saints Lane
-
£250k
-
47 All Saints Lane
-
£273k
-
45 All Saints Lane
-
£227k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN