The Paddocks, Monson Road, Northorpe, Gainsborough, DN21 4AE

UPRN:10034688341Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Paddocks, Monson Road, Northorpe, Gainsborough, DN21 4AE

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£614,000

£491k - £737kLow

Estimate

£614k

Range

£491k – £737k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

23.20%

Verdict

Derived from HomePortfolio scores

The Paddocks earns an INVESTIGATE rating with HP Score 54/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 3Bike 15

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,650-£3,150

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: £1,501/mo
Cash on cash: 38.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.73 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£614,000

Rent Estimate (pcm)£2,900

Gross Yield23.20%

1y Growth-

3y Growth-2.1%

5y Growth+1.1%

10y Growth+2.2%

Last Sold Price£340,000 (2003-01-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DN21 4AE

Approval Rate

-12mo

Development

low

150729
Listed building consent for installation of 9no. solar panels
Conditions
150695
Application for prior notification to erect an extension to existing agricultural building.
Rejected
150694
Listed building consent for replacement of existing windows and doors, along with new infill glazing to former coach house openings to front and rear.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-01-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,741

Population Density30 /km²

Owner Occupied81%

Age Distribution

0-15 14%16-64 60%65+ 26%

View Area Profile

Schools Nearby

Scotter Primary School
2.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kirton Lindsey Primary Academy
2.6 mi
Inspected as Kirton Lindsey Primary School (URN 117739) on 23 May 2023
Blyton Cum Laughton Church of England School
2.9 mi
Good
Kirton Academy
3.1 mi
Inspected as Huntcliff School (URN 137832) on 26 Apr 2022

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

24 Monson Road
-
£195k
-
24 Monson Road
-
£140k
-
30 Monson Road
-
£157k
-
The Shenleys Monson Road
-
£215k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN