81 Gainsborough Road, Scotter, Gainsborough, DN21 3RU

UPRN:10034690198Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPrice Paid· freshOwnership· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

81 Gainsborough Road, Scotter, Gainsborough, DN21 3RU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£465,000

£419k - £512kMedium

Estimate

£465k

Range

£419k – £512k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

8.12%

Verdict

Derived from HomePortfolio scores

81 Gainsborough Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 34Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,050-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £426/mo
Cash on cash: 4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.01 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£465,000

Rent Estimate (pcm)£2,200

Gross Yield8.12%

1y Growth-

3y Growth-2.1%

5y Growth+1.1%

10y Growth+2.2%

Last Sold Price£175,000 (2002-10-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2DN21 3RU

Approval Rate

100%12mo

Development

low

151129
Planning application for front and rear single storey extensions and two storey side extension.
Approved
151098
Planning application for proposed replacement of single storey rear facing sun room.
Conditions
151061
Planning application for change of use of agricultural field to a flexible commercial use as a secure, privately hired dog exercise field.
Pending

View Planning Timeline

Ownership

Corporate Ownership72.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-10-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,741

Population Density81 /km²

Owner Occupied89%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

Scotter Primary School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Messingham Primary School
2.7 mi
Good
Act Fast NL Ltd
3.3 mi
Good
Blyton Cum Laughton Church of England School
3.7 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

77 Gainsborough Road
-
£313k
-
83 Gainsborough Road
-
£340k
-
69 Gainsborough Road
-
£230k
-
77 Gainsborough Road
-
£170k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN