Church Farm Cottage, Blacksmiths Lane, Happisburgh, Norwich, NR12 0QY

UPRN:10034791489Mid Terrace HouseBeds -Built before 1900

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Church Farm Cottage, Blacksmiths Lane, Happisburgh, Norwich, NR12 0QY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£381,000

£305k - £457kLow

Estimate

£381k

Range

£305k – £457k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

6.17%

Verdict

Derived from HomePortfolio scores

Church Farm Cottage earns an INVESTIGATE rating with HP Score 62/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 34Bike 30

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics8.6/40
gross yield 6.2%; range width penalty ×0.92
- valuation_snapshotsrent estimate 1800/mo (range 1650-1900)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -284/mo, -16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Risk & liquidity9.3/15
230 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £65/mo
Cash on cash: 0.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1800/mo (range 1650-1900)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1650-1900)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£381,000

Rent Estimate (pcm)£1,800

Gross Yield6.17%

1y Growth-

3y Growth+1.3%

5y Growth-0.6%

10y Growth+3.0%

Last Sold Price£257,500 (2015-08-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0NR12 0QY

Approval Rate

-12mo

Development

low

TW/26/1633
T1- Leylandii, Remove as tree is positioned very close to cliff top with lean over greenhouse
Approved
TW/26/1603
T1 Laburnum tree in decline remove due to being next to a public foot path and road significant amount of die back T2 Holly tree remove T3 Red Maple tree to be lightly crown reduced by 1m back into shape and shorten the side branches accordingly T4 Cherry tree to be lightly crown reduced by 1m back into shape T5 Rowan tree to be lightly crown reduced back into shape by 1m T6 Dead Apple tree remove T7 Horse Chestnut tree to be crown raised to give 3m clearance from the ground to allow light to underneath.
Approved
PF/26/1351
Change of use of land for expansion of existing caravan park including siting 46 additional static caravans, repositioning of touring caravan / tenting area and associated works.
Pending

View Planning Timeline

Ownership

Corporate Ownership79.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-08-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£28,421

Population Density-

Owner Occupied74%

Age Distribution

0-15 11%16-64 54%65+ 35%

View Area Profile

Schools Nearby

Happisburgh Church of England Primary Academy
0.4 mi
Inspected as Happisburgh CofE VA Primary School (URN 121039) on 12 Oct 2021
All Saints School
2.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bacton Primary School
2.2 mi
Good
East Ruston Infant School & Nursery
2.3 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Church Farm Barns
-
£300k
-
Church Farm Barns
-
£180k
-
Church Farm Cottage
-
£258k
-
Church Farm Cottage
-
£128k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN