20 Kelham Drive, Nottingham, NG5 1RB

UPRN:10034858634Mid Terrace House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band CEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£241,000

£229k - £254kHigh

Estimate

£241k

Range

£229k – £254k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.75%

Verdict

Derived from HomePortfolio scores

20 Kelham Drive earns an INVESTIGATE rating with HP Score 80/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (74/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

74/ 100

High

Transit & Bike

Transit 21Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£240,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £75,600
Net cash flow: £125/mo
Cash on cash: 2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.67 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£241,000

Rent Estimate (pcm)£1,350

Gross Yield6.75%

1y Growth-0.4%

3y Growth+2.1%

5y Growth+3.4%

10y Growth+4.6%

Last Sold Price£165,000 (2015-12-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NG5 1RB

Approval Rate

-12mo

Development

low

26/01915/PAHPD
Erection of a single-storey rear extension, measuring 5.2 metres deep from the original rear wall (eaves height 2.6m, max height 3.1m), sitting adjacent to and flush with the existing extension approved under reference 13/00327/PFUL3
Pending
26/01901/PFUL3
Garage conversion and single storey side extension, addition of box dormer, roof mounted heat pumps, re-laying of driveway and widening of entrance.
Pending
26/01814/PNMA
Non Material Amendment application for the replacement of the existing lightweight pitched roof with a new insulated flat roof system, including parapet copings to match the height of the new roof and coping stone finishes to match the existing building. The proposal also includes the demolition of sections of the existing walls due to structural safety concerns.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-12-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,512

Population Density-

Owner Occupied74%

Age Distribution

0-15 20%16-64 68%65+ 12%

View Area Profile

Schools Nearby

Nottingham Free School
0.1 mi
Good
FUEL
0.2 mi
Good
Seely Primary School
0.5 mi
Inspected as Seely Junior School (URN 122443) on 14 Jun 2012
Nottingham HOPE Academy
0.5 mi
Inspected as Hospital and Home Education PRU (URN 133164) on 5 Oct 2021

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

46 Kelham Drive
-
£242k
-
28 Kelham Drive
-
£245k
-
36 Kelham Drive
-
£225k
-
58 Kelham Drive
-
£260k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN