10 Whyte Close, Whitfield, Dover, CT16 2EZ

UPRN:10034880740Purpose Built Flat2 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

10 Whyte Close, Whitfield, Dover, CT16 2EZ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£169,000

£160k - £177kHigh

Estimate

£169k

Range

£160k – £177k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

6.91%

Verdict

Derived from HomePortfolio scores

10 Whyte Close earns an INVESTIGATE rating with HP Score 67/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

50/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 23Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +2.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10034880740· as of 12 Oct 2026
Rental economics15.1/40
gross yield 6.9%; range width penalty ×0.99
- valuation_snapshotsrent estimate 950/mo (range 900-1000)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -128/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), 107 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
251 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£124,000£189,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £101/mo
Cash on cash: 2.3%
Score at this price: 30

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10034880740Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 900-1000)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-1000)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£169,000

Rent Estimate (pcm)£950

Gross Yield6.91%

1y Growth+12.6%

3y Growth-3.7%

5y Growth-1.5%

10y Growth+2.9%

Last Sold Price£125,000 (2019-02-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT16 2EZ

Approval Rate

-12mo

Development

low

26/01006
Certificate of lawfulness (proposed) for the erection of an outbuilding for incidental use
Pending
18/01283/D
Non material minor amendment to approved application 18/01283 to change the description to: Erection of a 4 storey multi use 'campus' building, a multi-media factory unit, 1 detached dwelling house, erection of 2no. side extensions and continued use of office building, parking spaces, hard and soft landscaping and attenuation ponds for use of land as a Life Campus (existing buildings No. 1,2, 3 and 4 to be demolished)
Pending
CON/21/00075/AA
Discharge of condition 14 (Archaeological Evaluation) pursuant to application 21/00075 - Outline application for the erection of up to 38no. dwellings and formation of access road (with all matters reserved except access)
Pending

View Planning Timeline

Ownership

Corporate Ownership58.4%
Overseas OwnershipNo
Lease Term Remaining167 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-02-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,704

Population Density1,096 /km²

Owner Occupied68%

Age Distribution

0-15 22%16-64 61%65+ 17%

View Area Profile

Schools Nearby

Dover Christ Church Academy
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Green Park Community Primary School
0.5 mi
OutstandingConcerns
Whitfield Aspen School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Shatterlocks Infant and Nursery School
0.9 mi
Inspected as Shatterlocks Infant School (URN 118396) on 28 Jan 2009

7 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Whyte Close
-
£295k
-
8 Whyte Close
-
£145k
-
9 Whyte Close
-
£143k
-
6 Whyte Close
-
£173k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN