5 Lydia Road, Walmer, Deal, CT14 9JX

UPRN:10034884657Mid Terrace House2 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band CEPC: C (78)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£297,000

£282k - £312kHigh

Estimate

£297k

Range

£282k – £312k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

7.20%

Verdict

Derived from HomePortfolio scores

5 Lydia Road earns an INVESTIGATE rating with HP Score 71/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (41/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

41/ 100

Mixed

Transit & Bike

Transit 22Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£225,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £70,800
Net cash flow: £175/mo
Cash on cash: 3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£297,000

Rent Estimate (pcm)£1,350

Gross Yield7.20%

1y Growth-

3y Growth-3.1%

5y Growth-0.6%

10y Growth+3.1%

Last Sold Price£154,000 (2011-01-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2CT14 9JX

Approval Rate

100%12mo

Development

low

TC/26/00157
T1: Palm tree - fell to ground level; T2: Fig tree - reduce by 3 metres laterally by 3 metres in height (to previous cuts); T3: large shrub -reduce by 2 metres height (to previous cuts), all situated within a conservation area.
Pending
26/00990
Certificate of lawfulness (proposed) for the erection of a rear extension
Pending
26/00951
Variation of condition 2 (approved plans) of planning permission 25/01318 for "Erection of a single storey side extension, additional window to front elevation, external flue and outdoor fireplace (existing conservatory, shed and greenhouse to be demolished)." to allow changes to the external materials and a minor variation to the glazing fenestration
Pending

View Planning Timeline

Ownership

Corporate Ownership79.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-01-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,704

Population Density-

Owner Occupied76%

Age Distribution

0-15 17%16-64 54%65+ 29%

View Area Profile

Schools Nearby

St Mary's Catholic Primary School
0.4 mi
Good
The Downs Church of England Primary School
0.4 mi
Good
Goodwin Academy
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Deal Parochial Church of England Primary School
0.8 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Lydia Road
-
£270k
-
14 Lydia Road
-
£225k
-
14 Lydia Road
-
£230k
-
33 Lydia Road
-
£338k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN