12 Fan Avenue, Colchester, CO4 5ZX

UPRN:10034899742Semi-Detached House3 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: C (79)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£374,000

£355k - £393kHigh

Estimate

£374k

Range

£355k – £393k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

6.72%

Verdict

Derived from HomePortfolio scores

12 Fan Avenue earns an INVESTIGATE rating with HP Score 71/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

29/ 100

Low

Transit & Bike

Transit 12Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,950-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £188/mo
Cash on cash: 1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.66 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£374,000

Rent Estimate (pcm)£2,100

Gross Yield6.72%

1y Growth-

3y Growth-0.8%

5y Growth+1.0%

10y Growth+3.3%

Last Sold Price£230,000 (2010-09-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO4 5ZX

Approval Rate

-12mo

Development

low

261673
Application to discharge condition 4 (Landscape Maintenance Schedule) to planning application 261021.
Pending
261635
Application to discharge condition 5 (archaeology investigation) to application 260684.
Conditions
261432
Application for Approval of Reserved Matters following Outline Approval of 260014 - demolition of the existing dwelling and detached double garage, construction of two new dwellings and associated works to enable development
Conditions

View Planning Timeline