181 Grove Road, Romford, RM6 4DA

UPRN:10034916989Flat/Maisonette1 bedsBuilt 2003-2006

Tenure: -Council Tax: Band FEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£592,000

£533k - £651kMedium

Estimate

£592k

Range

£533k – £651k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

4.45%

Verdict

Derived from HomePortfolio scores

181 Grove Road earns an INVESTIGATE rating with HP Score 56/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

65/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

71/ 100

High

Transit & Bike

Transit 29Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£795,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,750-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £269,550
Net cash flow: -£641/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£592,000

Rent Estimate (pcm)£2,950

Gross Yield4.45%

1y Growth-

3y Growth+1.9%

5y Growth+2.9%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0RM6 4DA

Approval Rate

-12mo

Development

low

2092/26/01
Discharge of conditions for approved permission 2092/26: Trees (Condition 4) (Summary)
Pending
2857/26
Single storey front extension. (summary)
Pending
2826/26
Single storey rear extension with a depth of 6.00 metres, highest point of 3.00 metres and height at the eaves of 3.00 metres.
Pending

View Planning Timeline

Ownership

Corporate Ownership58.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£37,190

Population Density4,147 /km²

Owner Occupied49%

Age Distribution

0-15 24%16-64 68%65+ 8%

View Area Profile

Schools Nearby

Newbridge School
0.1 mi
Inspected as Newbridge School (URN 130899) on 2 Jul 2013
Chadwell Heath Academy
0.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Grove Primary School
0.3 mi
-
Barley Lane Primary School
0.3 mi
-

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

161 Grove Road
-
£595k
-
149 Grove Road
-
£353k
-
151 Grove Road
-
£340k
-
173 Grove Road
-
£255k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN