8 Moins Close, Halifax, HX2 8SB

UPRN:10035034091Semi-Detached House2 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£108,000

£86k - £130kLow

Estimate

£108k

Range

£86k – £130k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

6.55%

Verdict

Derived from HomePortfolio scores

8 Moins Close earns an INVESTIGATE rating with HP Score 58/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

41/ 100

Elevated

Walkability

22/ 100

Low

Transit & Bike

Transit 43Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics10.7/40
gross yield 6.5%; range width penalty ×0.87
- valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -153/mo, -26% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.1/15
364 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£110,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £34,300
Net cash flow: £44/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£108,000

Rent Estimate (pcm)£600

Gross Yield6.55%

1y Growth+4.5%

3y Growth+5.6%

5y Growth+5.6%

10y Growth+3.7%

Last Sold Price£94,950 (2006-09-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HX2 8SB

Approval Rate

-12mo

Development

low

25/00791/FUL
119 no. dwellings, associated infrastructure, access, internal roads, footpaths, landscaping, open space and all associated works
Pending
25/00522/REM
Variation of condition 2 of application 19/01148/FUL to reinstate class A-D of Part 1 of Schedule 2 of the Town and Country Planning (General Permitted Development) (England) Order 2015.
Pending
25/00522/VAR
Variation of Condition 2 (Removal of Permitted Development Rights) of 19/01148/FUL to remove reference to Classes A-D and to amend the wording so that no development falling within Classes E-F of the Town and Country Planning (General Permitted Development) (England) Order 2015 shall be carried out without the prior written permission of the Local Planning Authority.
Approved

View Planning Timeline

Ownership

Corporate Ownership70.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-09-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density2,170 /km²

Owner Occupied29%

Age Distribution

0-15 33%16-64 59%65+ 8%

View Area Profile

Schools Nearby

Ash Green Community Primary School
0.5 mi
-
Wainstalls School
0.5 mi
Inspected as Wainstalls School (URN 107493) on 19 Jun 2012
Abbey Park Academy
1.0 mi
Good
St Malachy's Catholic Primary School, A Voluntary Academy
1.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

10 Moins Close
-
£120k
-
11 Moins Close
-
£116k
-
37 Moins Close
-
£130k
-
33 Moins Close
-
£111k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN