Apartment 15, Perseverance Mill, Westbury Street, Elland, HX5 9AG

UPRN:10035035633Flat/Maisonette1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: D (64)

Data freshness:Planning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 15, Perseverance Mill, Westbury Street, Elland, HX5 9AG

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£57,000

£52k - £63kMedium

Estimate

£57k

Range

£52k – £63k

Rent Estimate (pcm)

£300

£250 - £300

Monthly

£300

Yield

6.92%

Verdict

Derived from HomePortfolio scores

Apartment 15 earns an INVESTIGATE rating with HP Score 71/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

53/ 100

Elevated

Walkability

83/ 100

High

Transit & Bike

Transit 75Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£52,000

At the asking price

Monthly rent£300/mo

Evidenced range £250-£300

Interest rate5.4%

Loan to value75%

Cash required: £16,900
Net cash flow: £32/mo
Cash on cash: 2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.71 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£57,000

Rent Estimate (pcm)£300

Gross Yield6.92%

1y Growth+20.3%

3y Growth+0.5%

5y Growth+2.2%

10y Growth+3.3%

Last Sold Price£117,590 (2007-08-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HX5 9AG

Approval Rate

-12mo

Development

low

20/00331/DISC1
Approval is sought for details relating to Plots 4 and 5 under Conditions 2, 3, 4, 5, 9, 11, 15, 16, 17 and 19 of planning permission 20/00331/FUL. The following are submitted: Condition 2 - Proposed Levels Drawing 26073188-01. Condition 3 - Floor Plans A1292-BOW-A4-ZZ-DR-A-2006 P3 and Elevations A1292-BOW-A4-ZZ-DR-A-3003 P3. Condition 4 - Window Details A1292-BOW-ZZ-ZZ-DR-A-5001 P1. Condition 5 - Access Road Details 26073188-101. Condition 9 - Ground Investigation Report 26-478. Condition 11 - Drainage Condition Report P26-00416-MET-EXT-CTV-RPT-GC-1. Condition 15 - BNG Assessments ER-9331-01 and ER-9331-02, with Metric BM-9331-02. Condition 16 - CEMP: Biodiversity ER-9331-03. Condition 17 - Noise Impact Assessment 1505261 Rev 0. Condition 19 - Arboricultural Method Statement, Arboricultural Survey BA26303 Rev A and Tree Survey and Constraints Plan BA26303TS.
Pending
24/00288/DISC2
Submission of information to discharge condition 11 on application 24/00288/FUL
Conditions
26/56010/CLA3MA
Prior approval application for change of use from bank (Class E) to nine apartments
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-08-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density-

Owner Occupied50%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

William Henry Smith Specialist College
0.1 mi
-
Elland Church of England (Voluntary Aided) Junior, Infant and Nursery School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Compass Community School North
0.5 mi
Good
Cross Lane Primary and Nursery School
0.6 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Perseverance Mills Westbury Street
-
£46k
-
Perseverance Mills Westbury Street
-
£65k
-
Perseverance Mills Westbury Street
-
£82k
-
Perseverance Mills Westbury Street
-
£82k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN