Apartment 33, Perseverance Mill, Westbury Street, Elland, HX5 9AG

UPRN:10035035651Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band BEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Apartment 33, Perseverance Mill, Westbury Street, Elland, HX5 9AG

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£66,000

£60k - £73kMedium

Estimate

£66k

Range

£60k – £73k

Rent Estimate (pcm)

£350

£300 - £350

Monthly

£350

Yield

5.32%

Verdict

Derived from HomePortfolio scores

Apartment 33 earns an INVESTIGATE rating with HP Score 72/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

72/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

83/ 100

High

Transit & Bike

Transit 75Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 9 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -19.7% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 10035035651· as of 12 Oct 2026
Rental economics2.3/40
gross yield 5.3%; range width penalty ×0.91
- valuation_snapshotsrent estimate 350/mo (range 300-350)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -206/mo, -59% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 9 Nov 2026
Risk & liquidity12.9/15
124 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£59,000£91,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£79,000

At the asking price

Monthly rent£350/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £25,000
Net cash flow: -£24/mo
Cash on cash: -1.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.31 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10035035651Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 350/mo (range 300-350)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 350/mo (range 300-350)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£66,000

Rent Estimate (pcm)£350

Gross Yield5.32%

1y Growth+20.3%

3y Growth+0.5%

5y Growth+2.2%

10y Growth+3.3%

Last Sold Price£46,000 (2026-06-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HX5 9AG

Approval Rate

-12mo

Development

low

26/00832/FUL
Installation of two new windows on northern elevation
Pending
20/00331/DISC1
Approval is sought for details relating to Plots 4 and 5 under Conditions 2, 3, 4, 5, 9, 11, 15, 16, 17 and 19 of planning permission 20/00331/FUL. The following are submitted: Condition 2 - Proposed Levels Drawing 26073188-01. Condition 3 - Floor Plans A1292-BOW-A4-ZZ-DR-A-2006 P3 and Elevations A1292-BOW-A4-ZZ-DR-A-3003 P3. Condition 4 - Window Details A1292-BOW-ZZ-ZZ-DR-A-5001 P1. Condition 5 - Access Road Details 26073188-101. Condition 9 - Ground Investigation Report 26-478. Condition 11 - Drainage Condition Report P26-00416-MET-EXT-CTV-RPT-GC-1. Condition 15 - BNG Assessments ER-9331-01 and ER-9331-02, with Metric BM-9331-02. Condition 16 - CEMP: Biodiversity ER-9331-03. Condition 17 - Noise Impact Assessment 1505261 Rev 0. Condition 19 - Arboricultural Method Statement, Arboricultural Survey BA26303 Rev A and Tree Survey and Constraints Plan BA26303TS.
Pending
24/00288/DISC2
Submission of information to discharge condition 11 on application 24/00288/FUL
Conditions

View Planning Timeline

Ownership

Corporate Ownership58.6%
Overseas OwnershipNo
Lease Term Remaining104 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2026-06-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density-

Owner Occupied50%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

William Henry Smith Specialist College
0.1 mi
-
Elland Church of England (Voluntary Aided) Junior, Infant and Nursery School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Compass Community School North
0.5 mi
Good
Cross Lane Primary and Nursery School
0.6 mi
Good

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Perseverance Mills Westbury Street
-
£46k
-
Perseverance Mills Westbury Street
-
£65k
-
Perseverance Mills Westbury Street
-
£82k
-
Perseverance Mills Westbury Street
-
£82k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN