Apartment 68, The Silk Mill, Dewsbury Road, Elland, HX5 9AR

UPRN:10035037587Flat/Maisonette2 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: Band BEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 68, The Silk Mill, Dewsbury Road, Elland, HX5 9AR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£98,000

£88k - £107kMedium

Estimate

£98k

Range

£88k – £107k

Rent Estimate (pcm)

£500

£450 - £550

Monthly

£500

Yield

6.67%

Verdict

Derived from HomePortfolio scores

Apartment 68 earns an INVESTIGATE rating with HP Score 71/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

53/ 100

Elevated

Walkability

80/ 100

High

Transit & Bike

Transit 67Bike 41

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +8.2% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 10035037587· as of 9 Oct 2026
Rental economics26.7/40
gross yield 8.3% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 625/mo (tenanted)· as of 2 Nov 2026
Stress margin0/30
stressed cash flow -83/mo, -13% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity13/15
124 sales/12mo in area; valuation range width 19%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£67,500£103,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£500/mo

Evidenced range £450-£550

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £42/mo
Cash on cash: 1.8%
Score at this price: 40

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.65 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10035037587Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 625/mo (tenanted)Rental economics · as of 2 Nov 2026
listing_factsservice charge / ground rent from the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Stress margin needs verification before you rely on it
service charge / ground rent from the advert
Seller motivation could not be scored
context, not scored: 0 price cut(s), 65 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£98,000

Rent Estimate (pcm)£500

Gross Yield6.67%

1y Growth+15.8%

3y Growth+0.5%

5y Growth+2.2%

10y Growth+3.3%

Last Sold Price£67,500 (2013-08-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0HX5 9AR

Approval Rate

-12mo

Development

low

20/00331/DISC1
Approval is sought for details relating to Plots 4 and 5 under Conditions 2, 3, 4, 5, 9, 11, 15, 16, 17 and 19 of planning permission 20/00331/FUL. The following are submitted: Condition 2 - Proposed Levels Drawing 26073188-01. Condition 3 - Floor Plans A1292-BOW-A4-ZZ-DR-A-2006 P3 and Elevations A1292-BOW-A4-ZZ-DR-A-3003 P3. Condition 4 - Window Details A1292-BOW-ZZ-ZZ-DR-A-5001 P1. Condition 5 - Access Road Details 26073188-101. Condition 9 - Ground Investigation Report 26-478. Condition 11 - Drainage Condition Report P26-00416-MET-EXT-CTV-RPT-GC-1. Condition 15 - BNG Assessments ER-9331-01 and ER-9331-02, with Metric BM-9331-02. Condition 16 - CEMP: Biodiversity ER-9331-03. Condition 17 - Noise Impact Assessment 1505261 Rev 0. Condition 19 - Arboricultural Method Statement, Arboricultural Survey BA26303 Rev A and Tree Survey and Constraints Plan BA26303TS.
Pending
24/00288/DISC2
Submission of information to discharge condition 11 on application 24/00288/FUL
Conditions
26/56010/CLA3MA
Prior approval application for change of use from bank (Class E) to nine apartments
Pending

View Planning Timeline

Ownership

Corporate Ownership58.2%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2013-08-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,708

Population Density887 /km²

Owner Occupied50%

Age Distribution

0-15 18%16-64 67%65+ 15%

View Area Profile

Schools Nearby

William Henry Smith Specialist College
0.1 mi
-
Elland Church of England (Voluntary Aided) Junior, Infant and Nursery School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Compass Community School North
0.5 mi
Good
Old Earth Primary School
0.6 mi
Outstanding

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Silk Mill Dewsbury Road
-
£65k
-
The Silk Mill Dewsbury Road
-
£97k
-
The Silk Mill Dewsbury Road
-
£66k
-
The Silk Mill Dewsbury Road
-
£100k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN