Cheesemans Cottage, The Brooms, Seal Chart, Sevenoaks, TN15 0EX

UPRN:10035186405Detached BungalowBeds -Built before 1900

Tenure: -Council Tax: -EPC: F (27)

Data freshness:Listing· freshPlanning· 5mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Cheesemans Cottage, The Brooms, Seal Chart, Sevenoaks, TN15 0EX

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£867,000

£694k - £1.04MLow

Estimate

£867k

Range

£694k – £1.04M

Rent Estimate (pcm)

£3,200

£3k - £4k

Monthly

£3,200

Yield

7.68%

Verdict

Derived from HomePortfolio scores

Cheesemans Cottage earns an INVESTIGATE rating with HP Score 56/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

32/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 2Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics16.3/40
gross yield 7.7%; range width penalty ×0.76; the estimate this rent rides on sits 42% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3200/mo (range 2850-3550)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 42% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin3.5/30
stressed cash flow +113/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity9.3/15
231 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£500,000

At the asking price

Monthly rent£3,200/mo

Evidenced range £2,850-£3,550

Interest rate5.4%

Loan to value75%

Cash required: £166,300
Net cash flow: £528/mo
Cash on cash: 3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.90 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 3200/mo (range 2850-3550)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 42% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 3200/mo (range 2850-3550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£867,000

Rent Estimate (pcm)£3,200

Gross Yield7.68%

1y Growth-

3y Growth-1.8%

5y Growth+0.9%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TN15 0EX

Approval Rate

-12mo

Development

low

26/01901/CNA
Consultation by Sevenoaks District Council (26/02543/CONVAR) - Variation of conditions 2 (approved plans), 4 (arboricultural impact assessment and tree protection/retention plans) and 8 (external lighting) of 26/00077/HOUSE to Proposed pool and pool house with rooflights and under storage to the rear of the existing detached annexe building, associated hard and soft landscaping works with amendment to pool house roof, fenestration and doors, installation of solar panels, extension of decking area, removal of lower ground storage, shallow and deep ends of pool and steps into pool, external materials and landscaping along with an updated arboricultural assessment for condition 4 and changing the wording of condition 8 to compliance
Pending
26/02543/CONVAR
Variation of conditions 2 (approved plans), 4 (arboricultural impact assessment and tree protection/retention plans) and 8 (external lighting) of 26/00077/HOUSE to Proposed pool and pool house with rooflights and understorage to the rear of the existing detached annexe building, associated hard and soft landscaping works with amendment to pool house roof, fenestration and doors, installation of solar panels, extension of decking area, removal of lower ground storage, shallow and deep ends of pool and steps into pool, external materials and landscaping along with an updated arboriculutral assessment for condition 4 and changing the wording of condition 8 to compliance
Pending
26/01708/TPOC
1 x Scots Pine (applicants ref. T1) - Prune foliage on house side back by approximately 2m to sufficient growth points, rounding the top over where possible by up to 2 meters. Remove dead branches from crown. Standing in Woodland W3 of Tree Preservation Order
Pending

View Planning Timeline

Ownership

Corporate Ownership77%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,969

Population Density112 /km²

Owner Occupied82%

Age Distribution

0-15 20%16-64 60%65+ 20%

View Area Profile

Schools Nearby

St Lawrence Church of England Primary School
0.9 mi
Good
Ightham Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sevenoaks Preparatory School
1.6 mi
Inspected by ISI
Seal Church of England Primary School
1.7 mi
Inspected as Seal Church of England Voluntary Controlled Primary School (URN 118605) on 20 Jan 2022

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Broom Cottages
-
£358k
-
3 Broom Cottages
-
£345k
-
3 Broom Cottages
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN