45 Cambridge Way, Cullompton, EX15 1GQ

UPRN:10035364951Flat/MaisonetteBeds -Built 2012-2021

Tenure: -Council Tax: Band AEPC: A (101)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£128,000

£102k - £154kLow

Estimate

£128k

Range

£102k – £154k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

5.14%

Verdict

Derived from HomePortfolio scores

45 Cambridge Way earns an INVESTIGATE rating with HP Score 67/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

36/ 100

Mixed

Transit & Bike

Transit 13Bike 18

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics1/40
gross yield 5.1%; range width penalty ×0.87
- valuation_snapshotsrent estimate 600/mo (range 550-650)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -280/mo, -47% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.1/15
252 sales/12mo in area; valuation range width 41%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£140,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £43,600
Net cash flow: -£57/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 600/mo (range 550-650)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£128,000

Rent Estimate (pcm)£600

Gross Yield5.14%

1y Growth+31.5%

3y Growth-3.5%

5y Growth+0.7%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EX15 1GQ

Approval Rate

-12mo

Development

low

26/01275/FULL
Installation of an external 250mm spiral ventilation duct to serve an existing restaurant kitchen
Pending
26/01356/HOUSE
Variation of Condition 2 of planning permission 25/01395/HOUSE (Erection of two storey front and rear extensions, replacement of single storey extension to side elevation and erection of single storey outbuilding with associated works) to allow the substitution of approved plans relating to amendments to the size, design and position of the outbuilding, alterations to the front gable elevation and revision to the connection between the existing dwelling and extension
Pending
26/01342/CLP
Certificate of Lawfulness for the proposed use of the property as a small childrens care home for upto two children with rotating carers, living together as a single household falling within Class C2, which does not constitute a material change of use requiring planning permission
Pending

View Planning Timeline

Ownership

Corporate Ownership70.9%
Overseas OwnershipNo
Lease Term Remaining112 yrs
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,908

Population Density-

Owner Occupied72%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

Willowbank Primary School
0.3 mi
Good
St Andrew's Primary School
0.5 mi
Good
Cullompton Community College
0.6 mi
Inspected as Cullompton Community College (URN 113502) on 13 Sep 2022
The Duchy School Bradninch
2.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

51 Cambridge Way
-
£383k
-
4 Cambridge Way
-
£348k
-
52 Cambridge Way
-
£306k
-
72 Cambridge Way
-
£210k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN