Jasmine Cottage, Warden Road, Totland Bay, PO39 0AD

UPRN:10067625014Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Jasmine Cottage, Warden Road, Totland Bay, PO39 0AD

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£280,000

£266k - £294kHigh

Estimate

£280k

Range

£266k – £294k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

4.50%

Verdict

Derived from HomePortfolio scores

Jasmine Cottage earns an INVESTIGATE rating with HP Score 69/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

53/ 100

Moderate

Transit & Bike

Transit 13Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£280,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £89,300
Net cash flow: -£218/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£280,000

Rent Estimate (pcm)£1,050

Gross Yield4.50%

1y Growth+284.6%

3y Growth-7.4%

5y Growth-3.2%

10y Growth+1.8%

Last Sold Price£175,000 (2004-06-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PO39 0AD

Approval Rate

-12mo

Development

low

26/01515/TW
T1; Dead crack willow (Salix fragilis) Remove to ground level. Reason: For safety following tree assessment. T2, T3 & T4; Group of sycamores - Remove to ground level. These trees are in poor health condition with a large amount of decay present throughout, bark delamination and panic growth.
Pending
26/01442/HOU
Proposed alterations to existing garage to provide ancillary living accommodation
Pending
26/01441/HOU
Proposed first floor extension, over existing ground floor garage, with a single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership72.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-06-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density2,890 /km²

Owner Occupied67%

Age Distribution

0-15 11%16-64 54%65+ 35%

View Area Profile

Schools Nearby

St Saviour's Catholic Primary School
0.6 mi
Requires improvement
Freshwater & Yarmouth Church of England Aided Primary School
2.1 mi
Good
Milford-on-Sea Church of England Primary School
4.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Shalfleet Church of England Primary School
4.5 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Le Sage Warden Road
-
£475k
-
Warden Cottage Warden Road
-
£12k
-
Stabula Warden Road
-
£235k
-
The Vynes Warden Road
-
£490k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN