Lavender Cottage, Main Road, Newbridge, Yarmouth, PO41 0TX

UPRN:10067625244Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: E (53)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

Lavender Cottage, Main Road, Newbridge, Yarmouth, PO41 0TX

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£547,000

£520k - £574kHigh

Estimate

£547k

Range

£520k – £574k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

3.27%

Verdict

Derived from HomePortfolio scores

Lavender Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (5/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

5/ 100

Low

Transit & Bike

Transit 5Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH), sold-comps -65.2%, £/sqft -65.1%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10067625244· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 20.8%· as of 31 Oct 2026
Rental economics0/40
gross yield 3.3%; range width penalty ×0.67
- valuation_snapshotsrent estimate 1500/mo (range 1300-1700)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,348/mo, -90% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 216 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.3/15
24 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£549,950

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,300-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £183,783
Net cash flow: -£818/mo
Cash on cash: -5.3%
Score at this price: 14

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.81 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10067625244Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 20.8%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 1500/mo (range 1300-1700)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1300-1700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 216 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£547,000

Rent Estimate (pcm)£1,500

Gross Yield3.27%

1y Growth-

3y Growth+8.7%

5y Growth+2.1%

10y Growth+2.4%

Last Sold Price£263,000 (2017-10-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PO41 0TX

Approval Rate

-12mo

Development

low

26/00582/DIS
Condition compliance application on Appeal Ref: 6000628 (24/01919/FUL) relating to conditions 3 (HMMP), 4 (Tree Protection), 5 (Materials and Finishes), 6 (Parking Spaces) 8 (Hard and Soft Landscaping) and 9 (Protected Species) and Biodiversity Gain Plan (BGP) to be discharged
Decided
26/00407/TW
T1; Alder - Reduce side branches back to boundary line at nearest pruning point. Reason: Remove overhang from new reed bed. T2; Willow - Remove Reason: Wind blown. fallen through fence. G1 and G2; Willow groups - Coppice behind fence lines. Reason: Leaning over fence lines into the plant growing from root plates in very wet unstable ground.
Approved
26/00180/CLEUD
Lawful Development Certificate for retention of single storey extension/sunroom
Approved

View Planning Timeline

Ownership

Corporate Ownership61.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-10-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£26,740

Population Density65 /km²

Owner Occupied79%

Age Distribution

0-15 11%16-64 52%65+ 37%

View Area Profile

Schools Nearby

Shalfleet Church of England Primary School
1.2 mi
Good
Brighstone Church of England Aided Primary School
3.3 mi
Good
Freshwater & Yarmouth Church of England Aided Primary School
3.7 mi
Good
Carisbrooke College
4.6 mi
Inspected as Carisbrooke College (URN 136012) on 23 May 2023

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hillside Cottages Main Road
-
£225k
-
Point Close Main Road
-
£345k
-
Lavender Cottage Main Road
-
£263k
-
Bornholm Main Road
-
£220k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN