8 Gardenia Road, Bromley, BR1 2FJ

UPRN:10070000310Mid Terrace House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£663,000

£630k - £696kHigh

Estimate

£663k

Range

£630k – £696k

Rent Estimate (pcm)

£2,950

£3k - £3k

Monthly

£2,950

Yield

10.11%

Verdict

Derived from HomePortfolio scores

8 Gardenia Road earns an INVESTIGATE rating with HP Score 69/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 18Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,950/mo

Evidenced range £2,700-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £861/mo
Cash on cash: 9.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£663,000

Rent Estimate (pcm)£2,950

Gross Yield10.11%

1y Growth-

3y Growth+1.5%

5y Growth+0.9%

10y Growth+1.9%

Last Sold Price£625,000 (2026-03-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BR1 2FJ

Approval Rate

-12mo

Development

low

26/04269/HPA
Erection of a single-storey rear and side extension, chimney removal, rear rooflights and elevational alterations. Conversion of the existing garage into habitable accommodation, and erection of a new detached garage.
Pending
26/04185/HPA
Erection of single storey rear extension and internal alterations
Pending
26/04110/TPO
Remove self-seeded non-native trees (T1 Yew, T2 Pine & T3 Yew). SUBJECT TO TPO 332 (12.12.1986)
Pending

View Planning Timeline

Ownership

Corporate Ownership59.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2026-03-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density2,037 /km²

Owner Occupied76%

Age Distribution

0-15 18%16-64 57%65+ 25%

View Area Profile

Schools Nearby

Bromley High School GDST
0.3 mi
Inspected by ISI
Southborough Primary School
0.7 mi
Inspected as Southborough Primary School (URN 101601) on 13 Feb 2020
Bickley Park School
0.7 mi
Inspected by ISI
St James' Roman Catholic Primary School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Gardenia Road
-
£560k
-
8 Gardenia Road
-
£625k
-
St Martins Court, 16 Gardenia Road
-
£410k
-
12 Gardenia Road
-
£540k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN