Apartment 3, Silver Leaves, Southill Road, Chislehurst, BR7 5EE

UPRN:10070023738Flat/Maisonette2 bedsBuilt 2021

Shared ownershipCouncil Tax: -EPC: B (85)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Apartment 3, Silver Leaves, Southill Road, Chislehurst, BR7 5EE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£581,000

£465k - £697kLow

Estimate

£581k

Range

£465k – £697k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

3.84%

Verdict

Derived from HomePortfolio scores

Apartment 3 earns an INVESTIGATE rating with HP Score 71/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 20Bike 36

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

new-build plot advert 32% above the estimate on its UPRN - the estimate describes another home on the development, not this plot

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£765,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £259,050
Net cash flow: -£886/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£581,000

Rent Estimate (pcm)£2,450

Gross Yield3.84%

1y Growth-

3y Growth+2.0%

5y Growth+1.0%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

4BR7 5EE

Approval Rate

100%12mo

Development

low

26/04297/HPA
Demolition of rear conservatory and chimney and front garage, construction of single storey rear extension and single storey side extensions, single storey front extension,hipped to gable loft conversion including rear roof dormer with Juliet balcony, front entrance ramp and elevational alterations
Pending
26/00675/CON1
Details submitted to comply with the requirements of the following conditions relating to planning permission 26/00675/FPA: Condition 4 - Lighting Strategy Condition 5 - Site Levels
Pending
26/00675/CON
Details submitted to comply with the requirements of the following conditions relating to planning permission 26/00675/FPA: Condition 3 - Construction and Environmental Management Plan
Pending

View Planning Timeline

Ownership

Corporate Ownership68.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,981

Population Density-

Owner Occupied81%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

Babington House School
0.2 mi
Inspected by ISI
Elmstead Wood Primary School
0.5 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Bullers Wood School
0.5 mi
Good
Breaside Preparatory School
0.6 mi
Inspected by ISI

0 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hillcroft Southill Road
-
£445k
-
Hillcroft Southill Road
-
£525k
-
Hillcroft Southill Road
-
£525k
-
Hillcroft Southill Road
-
£4.85M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN