17 Kitchen Garden Court, Old Charlton Road, Hitchin, SG5 2BY

UPRN:10070034723Terrace Property4 bedsBuilt 2007-2011

FreeholdCouncil Tax: Band EEPC: C (79)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

17 Kitchen Garden Court, Old Charlton Road, Hitchin, SG5 2BY

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£750,000

£713k - £788kHigh

Estimate

£750k

Range

£713k – £788k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

4.48%

Verdict

Derived from HomePortfolio scores

17 Kitchen Garden Court earns an INVESTIGATE rating with HP Score 60/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

62/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

87/ 100

Excellent

Transit & Bike

Transit 16Bike 54

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +0.0% (HIGH), sold-comps +7.9%, £/sqft +7.9%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 10070034723· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.2%· as of 29 Oct 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.77
- valuation_snapshotsrent estimate 2800/mo (range 2500-3100)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,236/mo, -44% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 60 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
352 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£562,500£862,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£750,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,500-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £253,800
Net cash flow: -£593/mo
Cash on cash: -2.8%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 10070034723Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.2%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 2800/mo (range 2500-3100)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2800/mo (range 2500-3100)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 60 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£750,000

Rent Estimate (pcm)£2,800

Gross Yield4.48%

1y Growth-

3y Growth+1.2%

5y Growth+0.7%

10y Growth+2.6%

Last Sold Price£410,000 (2013-05-17)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SG5 2BY

Approval Rate

-12mo

Development

low

26/02859/TCA
Sycamore - Fell.
Pending
26/02544/LBC
Internal and external refurbishment works to include (but not exclusively) replacing existing render with lime render system. Removal and replacement of flat roofing and trims throughout. Partial removal of two chimney stacks. Removal and replacement of gutters and downpipes throughout. Removal and replacement of enclosed loggia column casings. Removal and replacement of external basement doors. Removal of AC units and redecoration of C20 external steel staircases, balustrades and guarding.
Pending
26/02543/FP
Removal and replacement of flat roofing and trims throughout. Partial removal of two chimney stacks. Demolition of retaining wall providing access to the C20 basement and construction of new retaining wall. Demolition of carport including northeast wall and southeast hit-and miss wall and replacement with fencing and low boundary wall to Grammar School Walk respectively. Carry out surface works to northeast and south car parks.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2013-05-17
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,703

Population Density3,019 /km²

Owner Occupied57%

Age Distribution

0-15 14%16-64 62%65+ 24%

View Area Profile

Schools Nearby

Samuel Lucas Primary School
0.4 mi
Outstanding
Hitchin Boys' School
0.4 mi
Report card2025
Ofsted no longer awards a single overall grade.
Highbury Infant School and Nursery
0.4 mi
Good
Wilshere-Dacre Junior Academy
0.5 mi
Inspected as Wilshere-Dacre Junior School (URN 117116) on 3 Oct 2012

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Kitchen Garden Court
-
£625k
-
7 Kitchen Garden Court
-
£743k
-
18 Kitchen Garden Court
-
£750k
-
7 Kitchen Garden Court
-
£705k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN