Brookside, Bedford Road, Holwell, Hitchin, SG5 3RX

UPRN:10070040054Detached Bungalow3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: D (64)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Brookside, Bedford Road, Holwell, Hitchin, SG5 3RX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£751,000

£676k - £826kMedium

Estimate

£751k

Range

£676k – £826k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

4.24%

Verdict

Derived from HomePortfolio scores

Brookside earns an INVESTIGATE rating with HP Score 59/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

3/ 100

Low

Transit & Bike

Transit 2Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£850,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,700-£3,300

Interest rate5.4%

Loan to value75%

Cash required: £288,800
Net cash flow: -£792/mo
Cash on cash: -3.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£751,000

Rent Estimate (pcm)£3,000

Gross Yield4.24%

1y Growth-

3y Growth+1.2%

5y Growth+0.7%

10y Growth+2.6%

Last Sold Price£380,000 (2011-06-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SG5 3RX

Approval Rate

-12mo

Development

low

CB/26/03045/FULL
Single storey rear extension with roof windows, replacing the existing conservatory and replacement of the existing garage door with a window, and installation of a new window to the side elevation
Pending
CB/26/02713/FULL
Conversion of a detached garage into habitable annexe with changes to fenestration and roof lights
Pending
26/01832/S73
Variation of Conditions 2, 3, 4, and 12 of planning permission 25/01544/FP granted 28.07.2025 for erection of two detached dwellings including access drive, car parking, private gardens, hard and soft landscaping following the demolition of the existing detached garage and outbuilding.
Conditions

View Planning Timeline