6 Talbot Street, Hitchin, SG5 2QU

UPRN:10070040357Detached House4 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£806,000

£766k - £846kHigh

Estimate

£806k

Range

£766k – £846k

Rent Estimate (pcm)

£3,150

£3k - £4k

Monthly

£3,150

Yield

4.58%

Verdict

Derived from HomePortfolio scores

6 Talbot Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

80/ 100

High

Transit & Bike

Transit 15Bike 42

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£825,000

At the asking price

Monthly rent£3,150/mo

Evidenced range £2,850-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £280,050
Net cash flow: -£604/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£806,000

Rent Estimate (pcm)£3,150

Gross Yield4.58%

1y Growth-

3y Growth+1.2%

5y Growth+0.7%

10y Growth+2.6%

Last Sold Price£370,000 (2006-06-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SG5 2QU

Approval Rate

-12mo

Development

low

26/02859/TCA
Sycamore - Fell.
Pending
26/02544/LBC
Internal and external refurbishment works to include (but not exclusively) replacing existing render with lime render system. Removal and replacement of flat roofing and trims throughout. Partial removal of two chimney stacks. Removal and replacement of gutters and downpipes throughout. Removal and replacement of enclosed loggia column casings. Removal and replacement of external basement doors. Removal of AC units and redecoration of C20 external steel staircases, balustrades and guarding.
Pending
26/02543/FP
Removal and replacement of flat roofing and trims throughout. Partial removal of two chimney stacks. Demolition of retaining wall providing access to the C20 basement and construction of new retaining wall. Demolition of carport including northeast wall and southeast hit-and miss wall and replacement with fencing and low boundary wall to Grammar School Walk respectively. Carry out surface works to northeast and south car parks.
Pending

View Planning Timeline

Ownership

Corporate Ownership64.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-06-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,703

Population Density-

Owner Occupied70%

Age Distribution

0-15 19%16-64 63%65+ 18%

View Area Profile

Schools Nearby

Samuel Lucas Primary School
0.2 mi
Outstanding
Oughton Primary and Nursery School
0.2 mi
Good
Wilshere-Dacre Junior Academy
0.3 mi
Inspected as Wilshere-Dacre Junior School (URN 117116) on 3 Oct 2012
York Road Nursery School
0.5 mi
Outstanding

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

35 Talbot Street
-
£750k
-
29 Talbot Street
-
£830k
-
49 Talbot Street
-
£1.00M
-
61 Talbot Street
-
£935k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN