22 Garrison Court, Mount Garrison, Hitchin, SG4 9AA

UPRN:10070040940Flat/Maisonette2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: B (81)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

22 Garrison Court, Mount Garrison, Hitchin, SG4 9AA

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£237,000

£225k - £249kHigh

Estimate

£237k

Range

£225k – £249k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.89%

Verdict

Derived from HomePortfolio scores

22 Garrison Court earns an INVESTIGATE rating with HP Score 88/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

88/ 100

Strong

Investment Score

71/ 100

High

Crime Score

9/ 100

Low

Walkability

98/ 100

Excellent

Transit & Bike

Transit 22Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: £141/mo
Cash on cash: 2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.70 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£237,000

Rent Estimate (pcm)£1,350

Gross Yield6.89%

1y Growth-7.0%

3y Growth+1.1%

5y Growth+1.1%

10y Growth+2.9%

Last Sold Price£228,000 (2021-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SG4 9AA

Approval Rate

-12mo

Development

low

26/02617/FPH
Two storey side extension, replace existing ground floor bay window and alterations to existing fenestration following demolition of existing shed.
Pending
26/02754/TCA
Ash - Removal of one branch approximately 8" in diameter. Removal of a few small (less than 4" in diameter) dead or dying branches.
Pending
26/02742/TCA
Scots Pine, Nordic Pine - Removal of dead wood and crossing branches
Pending

View Planning Timeline

Ownership

Corporate Ownership60.6%
Overseas OwnershipNo
Lease Term Remaining139 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,703

Population Density3,917 /km²

Owner Occupied65%

Age Distribution

0-15 18%16-64 64%65+ 18%

View Area Profile

Schools Nearby

Highbury Infant School and Nursery
0.2 mi
Good
Hitchin Boys' School
0.2 mi
Report card2025
Ofsted no longer awards a single overall grade.
Hitchin Girls' School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Wilshere-Dacre Junior Academy
0.5 mi
Inspected as Wilshere-Dacre Junior School (URN 117116) on 3 Oct 2012

6 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

40 Garrison Court
-
£240k
-
19 Garrison Court
-
£213k
-
17 Garrison Court
-
£229k
-
43 Garrison Court
-
£245k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN