61 Top Cottages, Cressbrook, Buxton, SK17 8SX

UPRN:10070079901Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: F (29)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

61 Top Cottages, Cressbrook, Buxton, SK17 8SX

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£299,000

£284k - £314kHigh

Estimate

£299k

Range

£284k – £314k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

5.80%

Verdict

Derived from HomePortfolio scores

61 Top Cottages earns an INVESTIGATE rating with HP Score 55/100. Investment score 44/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

44/ 100

Mixed

Crime Score

9/ 100

Low

Walkability

1/ 100

Low

Transit & Bike

Transit 2Bike 20

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£300,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,350-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £96,300
Net cash flow: -£9/mo
Cash on cash: -0.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.43 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£1,450

Gross Yield5.80%

1y Growth-

3y Growth+0.5%

5y Growth+4.2%

10y Growth+4.2%

Last Sold Price£180,000 (2009-06-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

2SK17 8SX

Approval Rate

100%12mo

Development

low

NP/TCA/0926/0882
T1; Pruning back to old cuts of branches from small Elm tree, roughly 8.5cm in diameter
Decided
NP/TCA/0826/0857
G1 containing 2 mature Beech trees requiring a 25-30% reduction mostly in height, removing around 3-4m client wants to retain the lower canopy to keep the screening from the mill building.
Decided
NP/TCA/0826/0856
To fell dead Elm trees along river side
Decided

View Planning Timeline

Ownership

Corporate Ownership72.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-06-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density49 /km²

Owner Occupied76%

Age Distribution

0-15 14%16-64 54%65+ 32%

View Area Profile

Schools Nearby

Litton CofE Primary School
1.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Bishop Pursglove CofE (A) Primary School
2.0 mi
Good
Longstone CofE Primary School
2.1 mi
Good
Taddington and Priestcliffe School
2.3 mi
Good

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

84 Ravensdale Cottages
-
£174k
-
62 Top Cottages
-
£315k
-
63 Top Cottages
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£240k
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Gables Cottage
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN