Sunny Mount, Windmill Lane, Ashbourne, DE6 1JA

UPRN:10070082450Semi-Detached HouseBeds -Built 1930-1949

Tenure: -Council Tax: Band DEPC: D (56)

Data freshness:Planning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Sunny Mount, Windmill Lane, Ashbourne, DE6 1JA

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£391,000

£313k - £469kLow

Estimate

£391k

Range

£313k – £469k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

1.45%

Verdict

Derived from HomePortfolio scores

Sunny Mount earns an INVESTIGATE rating with HP Score 61/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 6Bike 8

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [sold-comps -181.1%, £/sqft -180.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 13.9%· as of 10 Nov 2026
Rental economics0/40
gross yield 1.5%; range width penalty ×0.77
- valuation_snapshotsrent estimate 1150/mo (range 1000-1250)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,293/mo, -286% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity9.3/15
291 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£712,500£1,092,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,000-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£2,410/mo
Cash on cash: -8.9%
Score at this price: 9

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.36 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 13.9%Valuation edge · as of 10 Nov 2026
valuation_snapshotsrent estimate 1150/mo (range 1000-1250)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1150/mo (range 1000-1250)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£391,000

Rent Estimate (pcm)£1,150

Gross Yield1.45%

1y Growth-

3y Growth-5.0%

5y Growth-0.5%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0DE6 1JA

Approval Rate

-12mo

Development

low

26/00956/VCOND
Variation of condition 2 of application number 20/01265/FUL - Erection of stables, a horse walker and an agricultural building for private use and associated formation of a new access road
Pending
P/2026/00869
Consultation on Planning Application 26/00803/OUT, Outline planning application with approval being sought for access for 175no. dwellings and associated demolition of 120 Green Road.
Approved
P/2026/00868
Consultation on Planning Application 26/00802/OUT, Outline planning application with approval being sought for access for up to 250no. dwellings and associated demolition of 120 Green Road at 120 And Land South Of The Green Road Ashbourne Derbyshire.
Approved

View Planning Timeline

Ownership

Corporate Ownership74.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,700

Population Density217 /km²

Owner Occupied70%

Age Distribution

0-15 12%16-64 60%65+ 28%

View Area Profile

Schools Nearby

Queen Elizabeth's Grammar School
0.3 mi
Good
Ashbourne Primary School
0.4 mi
Inspected as Ashbourne Primary School (URN 112678) on 19 Jan 2022
St Oswald's CofE Primary School
0.9 mi
Good
Hilltop Primary Academy
1.3 mi
Inspected as Ashbourne Hilltop Primary and Nursery School (URN 112686) on 13 Sep 2022

4 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Gate Farm Windmill Lane
-
£860k
-
66 Windmill Lane
-
£435k
-
66 Windmill Lane
-
£280k
-
62 Windmill Lane
-
£405k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN